OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
Software Engineers at OnePay build the products & systems that serve our customers and run our company. Besides writing, reviewing, and shipping code, engineers collaborate with others across the company, from product, design, and data to, customer support, ops, and compliance. Software Engineers at OnePay are highly technical, communicative, and emotionally intelligent.
This role is responsible for:
Working closely with other engineers to ship code. We enjoy collaboration and partnering on hard problems.
Building and maintaining documentation. As a growing and remote organization, having the necessary docs are key to our success.
Solving complex problems that arise at scale. We deal with real-world money movement, sensitive financial data at scale, and are creating novel financial mechanics with no real precedent.
4+ years professional experience building, shipping — and growing — non-trivial products & services.
Professional experience building, shipping — and growing — non-trivial products & services.
We are hiring at all levels of seniority for backend engineers.
Passion for your craft and care for the people you work with. You value quality across code, communication, and culture.
An act-like-an-owner mentality. We have a bias toward taking action.
A desire to keep growing your skills, and an ability to learn quickly. We hope you’ll be here for a while, and there’s no better investment than in our people.
The Triple H Factor: Hungry, Humble, Honest
We use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.
Competitive salary, stock options, and benefits from Day 1
Comprehensive health insurance coverage (health insurance, accident and disability insurance, term life insurance), including mental health support and wellness programs
Hybrid work model (Bengaluru office three days a week), various time off programs (vacation, sick, other paid leaves, and paid regional holidays)
Monthly transport and work-from-home allowances
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nSoftware Engineers at OnePay build the products & systems that serve our customers and run our company. Besides writing, reviewing, and shipping code, engineers collaborate with others across the company, from product, design, and data to, customer support, ops, and compliance. Software Engineers at OnePay are highly technical, communicative, and emotionally intelligent.\n\n\nThis role is responsible for:\n\n - Working closely with other engineers to ship code. We enjoy collaboration and partnering on hard problems. \n\n - Building and maintaining documentation. As a growing and remote organization, having the necessary docs are key to our success. \n\n - Solving complex problems that arise at scale. We deal with real-world money movement, sensitive financial data at scale, and are creating novel financial mechanics with no real precedent.\n\n\n\n\nYOU BRING\n\n - 4+ years professional experience building, shipping — and growing — non-trivial products & services.\n\n - Professional experience building, shipping — and growing — non-trivial products & services.\n\n - We are hiring at all levels of seniority for backend engineers.\n\n - Passion for your craft and care for the people you work with. You value quality across code, communication, and culture.\n\n - An act-like-an-owner mentality. We have a bias toward taking action.\n\n - A desire to keep growing your skills, and an ability to learn quickly. We hope you’ll be here for a while, and there’s no better investment than in our people.\n\n - The Triple H Factor: Hungry, Humble, Honest\n \n\n\nTOOLS WE USE\n\nWe use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.\n\n\n\n\nWHAT WE OFFER\n\n - Competitive salary, stock options, and benefits from Day 1\n\n - Comprehensive health insurance coverage (health insurance, accident and disability insurance, term life insurance), including mental health support and wellness programs\n\n - Hybrid work model (Bengaluru office three days a week), various time off programs (vacation, sick, other paid leaves, and paid regional holidays)\n\n - Monthly transport and work-from-home allowances\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"c396e21b-8b49-4375-a35c-32c73715b8c6","title":"Software Engineer, Product Facing","department":"Engineering","team":"Engineering","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-01-13T17:41:00.233+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/c396e21b-8b49-4375-a35c-32c73715b8c6","applyUrl":"https://jobs.ashbyhq.com/oneapp/c396e21b-8b49-4375-a35c-32c73715b8c6/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As a Software Engineer at OnePay, your work will build the products & systems that serve our customers and run our company. You will play a crucial role in translating product visions into functional, high-quality applications and features. You will work closely with product managers, designers, and other engineers to deliver impactful solutions that enhance our customer's financial lives. You will:
Develop and implement new features, API's, and products.
Work closely with other engineers to ship code. We enjoy collaboration and partnering on hard problems.
Architect and designing highly scalable and reliable products.
Building and maintaining documentation. As a growing and remote organization, having the necessary documentation is key to our success.
Solve complex problems that arise at scale. We deal with real-world money movement and sensitive financial data at scale and are creating novel financial mechanics with no real precedent.
5+ years of professional experience in product-facing backend development.
Strong track record of delivering high-impact features and products.
Experience building, maintaining, and optimizing API's.
Curiosity and passion for emerging AI tooling, with practical experience incorporating tools such as Cursor, GitHub Copilot, and Claude into real-world execution.
Drive and proactivity - everyone here is a builder and executor
We use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs a Software Engineer at OnePay, your work will build the products & systems that serve our customers and run our company. You will play a crucial role in translating product visions into functional, high-quality applications and features. You will work closely with product managers, designers, and other engineers to deliver impactful solutions that enhance our customer's financial lives. You will:\n\n - Develop and implement new features, API's, and products.\n\n - Work closely with other engineers to ship code. We enjoy collaboration and partnering on hard problems. \n\n - Architect and designing highly scalable and reliable products.\n\n - Building and maintaining documentation. As a growing and remote organization, having the necessary documentation is key to our success. \n\n - Solve complex problems that arise at scale. We deal with real-world money movement and sensitive financial data at scale and are creating novel financial mechanics with no real precedent.\n\n\n\n\nYOU BRING\n\n - 5+ years of professional experience in product-facing backend development.\n\n - Strong track record of delivering high-impact features and products.\n\n - Experience building, maintaining, and optimizing API's.\n\n - Curiosity and passion for emerging AI tooling, with practical experience incorporating tools such as Cursor, GitHub Copilot, and Claude into real-world execution.\n\n - Drive and proactivity - everyone here is a builder and executor\n\n\n\n\nTOOLS WE USE\n\nWe use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"44f5758e-8964-42af-9481-572b6f8dad2b","title":"Software Engineer, Risk","department":"Engineering","team":"Core Banking & Risk","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-09-02T21:06:03.947+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/44f5758e-8964-42af-9481-572b6f8dad2b","applyUrl":"https://jobs.ashbyhq.com/oneapp/44f5758e-8964-42af-9481-572b6f8dad2b/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As a Software Engineer on the Risk team, your work will directly impact the systems that protect our customers and company. You will:
Build resilient backend services that power fraud detection, identity verification, and transaction monitoring at scale.
Develop, test, and maintain backend services and APIs that enable real-time risk and fraud prevention.
Partner with product managers, and other engineers to design and deploy systems that protect customer accounts and transactions.
Implement integrations with third-party risk and compliance platforms, ensuring seamless and secure data flows.
Contribute to architectural decisions that balance scale, security, and reliability across sensitive financial systems.
Build clear documentation to support collaboration, transparency, and operational excellence.
3+ years of professional experience in backend engineering, ideally within fintech, payments, or external customer facing systems.
Proficiency in building and maintaining APIs, microservices, and distributed systems.
Familiarity with cloud infrastructure (AWS, Kubernetes, or similar) and database technologies.
Experience working with risk, fraud, or compliance systems is a plus.
Drive and proactivity – everyone here is a builder and executor.
We use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs a Software Engineer on the Risk team, your work will directly impact the systems that protect our customers and company. You will:\n\n - Build resilient backend services that power fraud detection, identity verification, and transaction monitoring at scale.\n\n - Develop, test, and maintain backend services and APIs that enable real-time risk and fraud prevention.\n\n - Partner with product managers, and other engineers to design and deploy systems that protect customer accounts and transactions.\n\n - Implement integrations with third-party risk and compliance platforms, ensuring seamless and secure data flows.\n\n - Contribute to architectural decisions that balance scale, security, and reliability across sensitive financial systems.\n\n - Build clear documentation to support collaboration, transparency, and operational excellence.\n\n\n\n\nYOU BRING\n\n - 3+ years of professional experience in backend engineering, ideally within fintech, payments, or external customer facing systems.\n\n - Proficiency in building and maintaining APIs, microservices, and distributed systems.\n\n - Familiarity with cloud infrastructure (AWS, Kubernetes, or similar) and database technologies.\n\n - Experience working with risk, fraud, or compliance systems is a plus.\n\n - Drive and proactivity – everyone here is a builder and executor.\n\n\n\n\nTOOLS WE USE\n\nWe use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"ac9cc797-3fe7-4a70-8f4c-642b074762a9","title":"Staff Applied Scientist, Personalization","department":"Data","team":"AI","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-09-02T15:53:15.284+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/ac9cc797-3fe7-4a70-8f4c-642b074762a9","applyUrl":"https://jobs.ashbyhq.com/oneapp/ac9cc797-3fe7-4a70-8f4c-642b074762a9/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As an Applied Scientist at OnePay, you’ll be at the forefront of our AI and Machine Learning innovation! You will:
Design and deploy machine learning, deep learning, and LLM models that will shape our customer experience, drive business growth, and improve operational efficiency while collaborating closely with product, engineering, and analytics teams.
Develop personalization and recommendation systems that deliver dynamic, user-centric experiences across our product offerings.
Design and optimize search and retrieval systems to improve discoverability, relevance, and user satisfaction.
7+ years of experience building and productionizing ML/AI models that deliver measurable business impact.
Experience building and productionizing LLM-powered applications, agentic systems, and traditional ML (ranking, recommendations, personalization).
A strong technical background with a degree in Computer Science, Data Science, Applied Mathematics, or a related field.
Fluency in collaborating with Product, Engineering, and Analytics teams to bring AI solutions from ideation to deployment.
Drive and proactivity – everyone here is a builder and executor.
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Initial Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs an Applied Scientist at OnePay, you’ll be at the forefront of our AI and Machine Learning innovation! You will:\n\n - Design and deploy machine learning, deep learning, and LLM models that will shape our customer experience, drive business growth, and improve operational efficiency while collaborating closely with product, engineering, and analytics teams.\n\n - Develop personalization and recommendation systems that deliver dynamic, user-centric experiences across our product offerings.\n\n - Design and optimize search and retrieval systems to improve discoverability, relevance, and user satisfaction.\n\n\nYOU BRING\n\n - 7+ years of experience building and productionizing ML/AI models that deliver measurable business impact.\n\n - Experience building and productionizing LLM-powered applications, agentic systems, and traditional ML (ranking, recommendations, personalization).\n\n - A strong technical background with a degree in Computer Science, Data Science, Applied Mathematics, or a related field.\n\n - Fluency in collaborating with Product, Engineering, and Analytics teams to bring AI solutions from ideation to deployment.\n\n - Drive and proactivity – everyone here is a builder and executor.\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\n - Initial Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"60211bb5-bec1-4203-9fab-ad1fb1ba0c0f","title":"Platform Engineer, Core Services","department":"Engineering","team":"Platform & Data Engineering","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-08-10T23:19:11.270+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/60211bb5-bec1-4203-9fab-ad1fb1ba0c0f","applyUrl":"https://jobs.ashbyhq.com/oneapp/60211bb5-bec1-4203-9fab-ad1fb1ba0c0f/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As an Platform Engineer at OnePay, you will build the core platform services and developer frameworks that power large-scale, distributed systems and enable the next generation of intelligent, agent-driven applications.
Design and operate platform-oriented core services that support high-scale distributed systems across OnePay’s product ecosystem
Architect, build, and manage Kafka-based event streaming systems that power real-time data flows and mission-critical financial workflows
Develop internal developer tooling and shared infrastructure that improve velocity, reliability, and observability across engineering teams
Build and evolve frameworks that support the construction and orchestration of agentic applications, enabling intelligent, automated workflows across products
Partner closely with engineering, data, and AI teams to solve complex distributed computing challenges in a secure, cloud-native AWS environment
7+ years of experience in software engineering within fintech, cloud infrastructure, or large-scale distributed systems environments
Strong hands-on experience designing, operating, and scaling Kafka-based event-driven architectures
Deep expertise in distributed systems, asynchronous processing, and high-availability platform services
Production experience in AWS cloud environments and building cloud-native infrastructure
Experience building developer platforms, internal tooling, or frameworks that enable other engineers to move faster
Drive and proactivity - everyone here is a builder and executor
We use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs an Platform Engineer at OnePay, you will build the core platform services and developer frameworks that power large-scale, distributed systems and enable the next generation of intelligent, agent-driven applications.\n\n\n\n\nWHAT YOU’LL DO\n\n - Design and operate platform-oriented core services that support high-scale distributed systems across OnePay’s product ecosystem\n\n - Architect, build, and manage Kafka-based event streaming systems that power real-time data flows and mission-critical financial workflows\n\n - Develop internal developer tooling and shared infrastructure that improve velocity, reliability, and observability across engineering teams\n\n - Build and evolve frameworks that support the construction and orchestration of agentic applications, enabling intelligent, automated workflows across products\n\n - Partner closely with engineering, data, and AI teams to solve complex distributed computing challenges in a secure, cloud-native AWS environment\n\n\n\n\nYOU BRING\n\n - 7+ years of experience in software engineering within fintech, cloud infrastructure, or large-scale distributed systems environments\n\n - Strong hands-on experience designing, operating, and scaling Kafka-based event-driven architectures\n\n - Deep expertise in distributed systems, asynchronous processing, and high-availability platform services\n\n - Production experience in AWS cloud environments and building cloud-native infrastructure\n\n - Experience building developer platforms, internal tooling, or frameworks that enable other engineers to move faster\n\n - Drive and proactivity - everyone here is a builder and executor\n\n\n\n\nTOOLS WE USE\n\nWe use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"112a76f5-3ee4-4425-92ec-339a3e15411e","title":"Analytics Engineering Manager","department":"Engineering","team":"Platform & Data Engineering","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-08-20T22:16:35.824+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/112a76f5-3ee4-4425-92ec-339a3e15411e","applyUrl":"https://jobs.ashbyhq.com/oneapp/112a76f5-3ee4-4425-92ec-339a3e15411e/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As the Analytics Engineering Manager at OnePay, you will lead a high-performing team focused on transforming raw data into actionable insights that drive strategic business decisions. Your work will directly impact our product, marketing, and business operations by ensuring data is accessible, reliable, and actionable. You will:
Lead, mentor, and grow a team of analytics engineers responsible for building and maintaining robust data pipelines and analytical models
Partner cross-functionally with Product, Engineering, Growth, and Operations to deliver scalable data solutions and reporting
Establish and champion data best practices, governance, and quality standards across the organization
Drive the design and optimization of our data analytics infrastructure, ensuring reliability and scalability
Oversee analytics project prioritization, delivery, and stakeholder communication
7+ years of experience in data engineering, analytics engineering, or business intelligence, with at least 2+ years in a technical leadership or management role
Advanced expertise in SQL, Databricks, and dbt
Experience architecting and scaling data transformation pipelines in a modern cloud environment
Strong understanding of analytics best practices, including data modeling, testing, and documentation
Track record of collaborating with multiple stakeholders (product, engineering, marketing) to deliver data-driven business impact
Experience leading and developing high-performance technical teams
Drive and proactivity – everyone here is a builder and executor
We use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs the Analytics Engineering Manager at OnePay, you will lead a high-performing team focused on transforming raw data into actionable insights that drive strategic business decisions. Your work will directly impact our product, marketing, and business operations by ensuring data is accessible, reliable, and actionable. You will:\n\n - Lead, mentor, and grow a team of analytics engineers responsible for building and maintaining robust data pipelines and analytical models\n\n - Partner cross-functionally with Product, Engineering, Growth, and Operations to deliver scalable data solutions and reporting\n\n - Establish and champion data best practices, governance, and quality standards across the organization\n\n - Drive the design and optimization of our data analytics infrastructure, ensuring reliability and scalability\n\n - Oversee analytics project prioritization, delivery, and stakeholder communication\n\n \n\n\nYOU BRING\n\n - 7+ years of experience in data engineering, analytics engineering, or business intelligence, with at least 2+ years in a technical leadership or management role\n\n - Advanced expertise in SQL, Databricks, and dbt\n\n - Experience architecting and scaling data transformation pipelines in a modern cloud environment\n\n - Strong understanding of analytics best practices, including data modeling, testing, and documentation\n\n - Track record of collaborating with multiple stakeholders (product, engineering, marketing) to deliver data-driven business impact\n\n - Experience leading and developing high-performance technical teams\n\n - Drive and proactivity – everyone here is a builder and executor\n\n \n\n\nTOOLS WE USE\n\nWe use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"b8e23d72-9952-4f39-89d2-cd92c02562d8","title":"Product Manager, Pay Later","department":"Product","team":"Lending","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-10-28T16:37:51.907+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/b8e23d72-9952-4f39-89d2-cd92c02562d8","applyUrl":"https://jobs.ashbyhq.com/oneapp/b8e23d72-9952-4f39-89d2-cd92c02562d8/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
OnePay’s Pay Later helps Walmart customers spread out the cost of what they buy, and we’re focused on getting it in front of more of them. This PM owns that growth: finding new places and moments to offer it, and turning interest into customers who start a loan. You’ll partner closely with engineering, analytics, and Walmart-facing teams. It’s a growth role with Walmart-scale distribution, and priorities move fast, so we want someone who would rather ship and measure than plan. You will:
Own how customers discover Pay Later and start a first loan from places other than checkout
Lead in-store and wallet provisioning from first test through scaled rollout
Set demand and conversion targets with analytics, then run experiments against them continuously
Work with the team building our personalization platform so the right customer sees the right offer at the right moment, and push it to perform for Pay Later
Ship with Engineering, Design, Risk, and our Walmart partners
You bring
3-5+ years in product, mostly at startups, owning a funnel or growth surface end to end. You can tell us what you moved and by how much
A record of getting things shipped through teams you did not manage, such as platform, data, and partners
Strong ownership, with experience being a decision maker
Experience in payments, lending, consumer banking platforms. BNPL helps but is not required
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nOnePay’s Pay Later helps Walmart customers spread out the cost of what they buy, and we’re focused on getting it in front of more of them. This PM owns that growth: finding new places and moments to offer it, and turning interest into customers who start a loan. You’ll partner closely with engineering, analytics, and Walmart-facing teams. It’s a growth role with Walmart-scale distribution, and priorities move fast, so we want someone who would rather ship and measure than plan. You will:\n\n \n\n - Own how customers discover Pay Later and start a first loan from places other than checkout\n\n - Lead in-store and wallet provisioning from first test through scaled rollout\n\n - Set demand and conversion targets with analytics, then run experiments against them continuously\n\n - Work with the team building our personalization platform so the right customer sees the right offer at the right moment, and push it to perform for Pay Later\n\n - Ship with Engineering, Design, Risk, and our Walmart partners\n\nYou bring\n\n - 3-5+ years in product, mostly at startups, owning a funnel or growth surface end to end. You can tell us what you moved and by how much\n\n - A record of getting things shipped through teams you did not manage, such as platform, data, and partners\n\n - Strong ownership, with experience being a decision maker\n\n - Experience in payments, lending, consumer banking platforms. BNPL helps but is not required\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"f5da3037-e5e9-4b20-a7cb-f26bee3a2b57","title":"Procurement & Sourcing Manager","department":"Commercial","team":"Strategic Partnerships & Procurement","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-10-08T19:47:41.791+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/f5da3037-e5e9-4b20-a7cb-f26bee3a2b57","applyUrl":"https://jobs.ashbyhq.com/oneapp/f5da3037-e5e9-4b20-a7cb-f26bee3a2b57/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As a Procurement & Sourcing Manager at OnePay, you will negotiate directly with vendors and manage the commercial outcome on technology spend, including cloud, AI/LLM, data, security, and SaaS vendors. This role is a catalyst for OnePay’s rapid growth and mission to help people save and grow their money. In this role, you will collaborate with various stakeholders in a highly cross-functional role, and drive to execute key new vendor and renewal engagements. AI is central to how we work: you will use it daily to benchmark pricing, compare proposals, review contract terms, and prepare for negotiations. You will:
Lead negotiations end to end on new vendors and renewals, from benchmarking and walk-away positions through final terms
Structure deals beyond price: renewal uplift caps, usage and true-up mechanics, ramp schedules, termination rights, and auto-renewal protections
Run competitive sourcing and building the business case for vendor selection and consolidation
Build and share repeatable AI-assisted sourcing workflows, such as proposal comparison, price benchmarking, contract redlining, and negotiation prep, so the whole team works faster and with better data
Partner with Operations, Finance, Legal, IT, and InfoSec teams to evaluate new vendors and structure the commercial terms
Serve as the primary point of contact for vendors on all contractual matters and act as the escalation point for all employees when communicating with vendor sales reps
Drive the timely review and approval of procurement requests, making sure there is alignment across all key stakeholders, including company C-suite
3+ years of strategic sourcing or direct vendor negotiation experience, ideally in a high-growth tech or fintech company
A self starter; You don’t just identify problems, you come with solutions. You don’t wait for instructions, and you feel comfortable leading an initiative end-to-end.
Ability to work cross-functionally and with senior management, enabling to creatively meet requirements from our partners without blocking innovation and creativity
Strong negotiation skills. You have a track record of negotiating six- and seven-figure software, SaaS, or cloud agreements and of securing terms beyond price.
Understanding of commercial contract terms (MSAs, order forms, DPAs, SOWs, licensing models) and comfort marking them up with Legal
Hands-on AI fluency: you already use AI tools (such as LLM assistants and agents)
Drive and proactivity - everyone here is a builder and executor
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs a Procurement & Sourcing Manager at OnePay, you will negotiate directly with vendors and manage the commercial outcome on technology spend, including cloud, AI/LLM, data, security, and SaaS vendors. This role is a catalyst for OnePay’s rapid growth and mission to help people save and grow their money. In this role, you will collaborate with various stakeholders in a highly cross-functional role, and drive to execute key new vendor and renewal engagements. AI is central to how we work: you will use it daily to benchmark pricing, compare proposals, review contract terms, and prepare for negotiations. You will:\n\n - Lead negotiations end to end on new vendors and renewals, from benchmarking and walk-away positions through final terms\n\n - Structure deals beyond price: renewal uplift caps, usage and true-up mechanics, ramp schedules, termination rights, and auto-renewal protections\n\n - Run competitive sourcing and building the business case for vendor selection and consolidation\n\n - Build and share repeatable AI-assisted sourcing workflows, such as proposal comparison, price benchmarking, contract redlining, and negotiation prep, so the whole team works faster and with better data\n\n - Partner with Operations, Finance, Legal, IT, and InfoSec teams to evaluate new vendors and structure the commercial terms\n\n - Serve as the primary point of contact for vendors on all contractual matters and act as the escalation point for all employees when communicating with vendor sales reps\n\n - Drive the timely review and approval of procurement requests, making sure there is alignment across all key stakeholders, including company C-suite\n\n\n\n\nYOU BRING\n\n - 3+ years of strategic sourcing or direct vendor negotiation experience, ideally in a high-growth tech or fintech company\n\n - A self starter; You don’t just identify problems, you come with solutions. You don’t wait for instructions, and you feel comfortable leading an initiative end-to-end.\n\n - Ability to work cross-functionally and with senior management, enabling to creatively meet requirements from our partners without blocking innovation and creativity\n\n - Strong negotiation skills. You have a track record of negotiating six- and seven-figure software, SaaS, or cloud agreements and of securing terms beyond price.\n\n - Understanding of commercial contract terms (MSAs, order forms, DPAs, SOWs, licensing models) and comfort marking them up with Legal\n\n - Hands-on AI fluency: you already use AI tools (such as LLM assistants and agents)\n\n - Drive and proactivity - everyone here is a builder and executor\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"b7ae2b9b-0f31-468d-9ac8-395536da8beb","title":"Design Engineer","department":"Design","team":"Experience","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-09-15T17:44:52.394+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/b7ae2b9b-0f31-468d-9ac8-395536da8beb","applyUrl":"https://jobs.ashbyhq.com/oneapp/b7ae2b9b-0f31-468d-9ac8-395536da8beb/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
Experience Design at OnePay shapes how millions of people interact with their money. The product touches saving, spending, borrowing, and growing wealth – often for people the traditional financial system has underserved. That weight raises the bar on what we ship and how we ship it.
We’re a small, senior team with roots at Apple, Meta, Ford, Airbnb, and leading fintechs – low ego, high craft, and genuinely collaborative. AI is a baseline part of how we work, not a future we’re talking about.
We’re looking for a Design Engineer to help define what modern design-to-code looks like at OnePay. This is a first-class engineering role with design fluency. You’ll generate production-ready components directly, use AI coding tools aggressively, and help push the team past traditional spec-based handoff. You’re not executing the current model – you’re shaping what comes next.
You ship in code. Figma is part of how you communicate, but you’re most fluent in the codebase. You generate production-ready work, not just specs.
You’re AI-native at production velocity. Cursor, Claude Code, v0, similar tools – they’re already how you move. You ship more in a day than most teams do in a week.
You’re rethinking handoff. The traditional model is breaking down, and you’re excited to define what replaces it.
You translate fluently. You speak both languages. Designers trust you, engineers trust you, and you make the gap between them disappear.
You sweat the implementation. A two-pixel drift in production matters to you. So does a token that doesn’t quite map. You catch what others miss.
You operate in motion. Process is fluid here, and you help shape it as you ship.
We use Node and TypeScript on the server, leveraging the NestJS framework within a microservice-oriented architecture running on Kubernetes and AWS. On the client side, we build and ship product features for iOS, Android, and web platforms using React Native. We also embrace AI-assisted development, so engineers have their choice of Claude Code or Cursor to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.
Fluency in both Figma and code (React Native or React).
Active use of AI coding tools (Cursor, Claude Code, v0, or similar) at production velocity.
Fluency in design tokens, component architecture, and how design systems map to code.
Experience shipping on cross-functional teams where design and engineering overlap.
Strong communication across both disciplines.
A track record of operating in fluid environments and helping define how teams work.
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nABOUT THE EXPERIENCE DESIGN TEAM\n\nExperience Design at OnePay shapes how millions of people interact with their money. The product touches saving, spending, borrowing, and growing wealth – often for people the traditional financial system has underserved. That weight raises the bar on what we ship and how we ship it.\n\nWe’re a small, senior team with roots at Apple, Meta, Ford, Airbnb, and leading fintechs – low ego, high craft, and genuinely collaborative. AI is a baseline part of how we work, not a future we’re talking about.\n\n\n\n\nTHE ROLE\n\nWe’re looking for a Design Engineer to help define what modern design-to-code looks like at OnePay. This is a first-class engineering role with design fluency. You’ll generate production-ready components directly, use AI coding tools aggressively, and help push the team past traditional spec-based handoff. You’re not executing the current model – you’re shaping what comes next.\n\n\n\n\nWHAT WE’RE LOOKING FOR\n\n - You ship in code. Figma is part of how you communicate, but you’re most fluent in the codebase. You generate production-ready work, not just specs.\n\n - You’re AI-native at production velocity. Cursor, Claude Code, v0, similar tools – they’re already how you move. You ship more in a day than most teams do in a week.\n\n - You’re rethinking handoff. The traditional model is breaking down, and you’re excited to define what replaces it.\n\n - You translate fluently. You speak both languages. Designers trust you, engineers trust you, and you make the gap between them disappear.\n\n - You sweat the implementation. A two-pixel drift in production matters to you. So does a token that doesn’t quite map. You catch what others miss.\n\n - You operate in motion. Process is fluid here, and you help shape it as you ship.\n\n\n\n\nTOOLS WE USE\n\nWe use Node and TypeScript on the server, leveraging the NestJS framework within a microservice-oriented architecture running on Kubernetes and AWS. On the client side, we build and ship product features for iOS, Android, and web platforms using React Native. We also embrace AI-assisted development, so engineers have their choice of Claude Code or Cursor to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.\n\n\n\n\nYOU BRING\n\n - Fluency in both Figma and code (React Native or React).\n\n - Active use of AI coding tools (Cursor, Claude Code, v0, or similar) at production velocity.\n\n - Fluency in design tokens, component architecture, and how design systems map to code.\n\n - Experience shipping on cross-functional teams where design and engineering overlap.\n\n - Strong communication across both disciplines.\n\n - A track record of operating in fluid environments and helping define how teams work.\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"34745904-cec8-4ff4-961e-99cf0da09bf6","title":"Strategy Lead","department":"Finance","team":"Finance","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-05-14T22:07:25.399+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/34745904-cec8-4ff4-961e-99cf0da09bf6","applyUrl":"https://jobs.ashbyhq.com/oneapp/34745904-cec8-4ff4-961e-99cf0da09bf6/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As a Strategy Lead at OnePay, you'll act as a right hand to leadership - helping define where we should play and why. You'll spot where the industry is going, translate that into clear business and product priorities, and build the frameworks that guide what we build, buy, or partner for.
If you're someone who has strong instincts about the future of fintech and the ability to turn ambiguity into crisp strategic direction, this role is built for that.
You will:
Spot where fintech, AI, and consumer behavior are headed - and turn that into concrete strategic bets and product priorities, and shape them into clear testable experiments
Develop evaluation frameworks, build business cases / financial modeling, and define the prioritization criteria that determine what OnePay builds, buys, or partners for
Create clear, compelling narratives for leadership, including board-level work
Own competitive intelligence - synthesize trends, competitor moves and regulatory signals into strategic recommendations for the executive team
Lead high visibility strategic initiatives end-to-end, including scoping, execution and measuremen, coordinating across cross functional teams
Help position OnePay externally through industry POVs, research, and key conversations
Use AI aggressively to move faster, think broader, and produce high-quality output
7–10+ years of experience across consulting, product / corporate strategy, or venture capital; with at least 3-4 years in fintech, AI or consumer tech
Consulting background (Bain, BCG, McKinsey, or similar)
Strong product intuition - you can evaluate ideas critically and frame clear go/no-go recommendations
Experience advising on or defining strategy for 0→1 products - not necessarily building them
A clear point of view on where fintech is going
Excellent problem structuring and communication skills
High ownership and comfort operating in fast-moving, constantly changing environments
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs a Strategy Lead at OnePay, you'll act as a right hand to leadership - helping define where we should play and why. You'll spot where the industry is going, translate that into clear business and product priorities, and build the frameworks that guide what we build, buy, or partner for.\n\nIf you're someone who has strong instincts about the future of fintech and the ability to turn ambiguity into crisp strategic direction, this role is built for that.\n\nYou will:\n\n - Spot where fintech, AI, and consumer behavior are headed - and turn that into concrete strategic bets and product priorities, and shape them into clear testable experiments\n\n - Develop evaluation frameworks, build business cases / financial modeling, and define the prioritization criteria that determine what OnePay builds, buys, or partners for\n\n - Create clear, compelling narratives for leadership, including board-level work\n\n - Own competitive intelligence - synthesize trends, competitor moves and regulatory signals into strategic recommendations for the executive team\n\n - Lead high visibility strategic initiatives end-to-end, including scoping, execution and measuremen, coordinating across cross functional teams\n\n - Help position OnePay externally through industry POVs, research, and key conversations\n\n - Use AI aggressively to move faster, think broader, and produce high-quality output\n\n\n\n\nYOU BRING\n\n - 7–10+ years of experience across consulting, product / corporate strategy, or venture capital; with at least 3-4 years in fintech, AI or consumer tech\n\n - Consulting background (Bain, BCG, McKinsey, or similar)\n\n - Strong product intuition - you can evaluate ideas critically and frame clear go/no-go recommendations\n\n - Experience advising on or defining strategy for 0→1 products - not necessarily building them\n\n - A clear point of view on where fintech is going\n\n - Excellent problem structuring and communication skills\n\n - High ownership and comfort operating in fast-moving, constantly changing environments\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"a85bb5aa-9683-4d67-84e5-5d3e4bacda59","title":"AI Platform Engineer","department":"Engineering","team":"Engineering","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-09-09T22:33:44.547+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/a85bb5aa-9683-4d67-84e5-5d3e4bacda59","applyUrl":"https://jobs.ashbyhq.com/oneapp/a85bb5aa-9683-4d67-84e5-5d3e4bacda59/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As a Platform Engineer (AI & Automation) at OnePay, you are the technical force responsible for transforming AI strategy into production reality. You will embed within cross-functional teams to design, build, and deploy the agentic systems and intelligent tooling that automate complex workflows and 10X their impact.
Operate as an AI-native engineer, utilizing tools like Cursor and Claude Code to rapidly prototype, deploy, and ship production-grade AI agents and automation workflows that solve high-stakes business problems in cross-functional organizations.
Lead structured discovery sessions with business stakeholders and Subject Matter Experts to surface requirements, assess feasibility, and translate manual processes into clear, performant technical specifications and agentic architectures.
Build, maintain, and secure robust integrations between the core SaaS stack and custom AI services, instrumenting monitoring, guardrails, and evaluation frameworks to ensure all AI-driven workflows are accurate, compliant (including PII handling and audit logging), and resilient at scale.
Act as a technical force multiplier by empowering and educating internal partners to adopt AI-first mindsets, and create reusable playbooks, architecture decision records, and handoff documentation to enable teams to maintain and extend what you build.
5+ years of professional engineering experience shipping production code to write clean, maintainable, and well-tested code.
Hands-on expertise with modern AI tooling, including LLM APIs, agent frameworks (LangGraph, Claude SDK), developer tools (Cursor/Claude Code), MCP server development, and familiarity with LLM evaluation techniques (prompt regression testing, human-in-the-loop review, and automated eval pipelines).
Systems integration experience, including a working knowledge of REST APIs, data pipelines (SQL), and cloud infrastructure (GCP/AWS).
A \"Product Mindset\"—proactively finding friction points, designing solutions, and presenting trade-offs to all audiences—along with the drive and proactivity to \"walk across org lines\" to get things done.
We use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs a Platform Engineer (AI & Automation) at OnePay, you are the technical force responsible for transforming AI strategy into production reality. You will embed within cross-functional teams to design, build, and deploy the agentic systems and intelligent tooling that automate complex workflows and 10X their impact.\n\n\n\n\nWHAT YOU’LL DO\n\n - Operate as an AI-native engineer, utilizing tools like Cursor and Claude Code to rapidly prototype, deploy, and ship production-grade AI agents and automation workflows that solve high-stakes business problems in cross-functional organizations.\n\n - Lead structured discovery sessions with business stakeholders and Subject Matter Experts to surface requirements, assess feasibility, and translate manual processes into clear, performant technical specifications and agentic architectures.\n\n - Build, maintain, and secure robust integrations between the core SaaS stack and custom AI services, instrumenting monitoring, guardrails, and evaluation frameworks to ensure all AI-driven workflows are accurate, compliant (including PII handling and audit logging), and resilient at scale.\n\n - Act as a technical force multiplier by empowering and educating internal partners to adopt AI-first mindsets, and create reusable playbooks, architecture decision records, and handoff documentation to enable teams to maintain and extend what you build.\n\n\n\n\nYOU BRING\n\n - 5+ years of professional engineering experience shipping production code to write clean, maintainable, and well-tested code.\n\n - Hands-on expertise with modern AI tooling, including LLM APIs, agent frameworks (LangGraph, Claude SDK), developer tools (Cursor/Claude Code), MCP server development, and familiarity with LLM evaluation techniques (prompt regression testing, human-in-the-loop review, and automated eval pipelines).\n\n - Systems integration experience, including a working knowledge of REST APIs, data pipelines (SQL), and cloud infrastructure (GCP/AWS).\n\n - A \"Product Mindset\"—proactively finding friction points, designing solutions, and presenting trade-offs to all audiences—along with the drive and proactivity to \"walk across org lines\" to get things done.\n\n\n\n\nTOOLS WE USE\n\nWe use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"6a665838-2db9-412c-b1fa-2337edd2bf14","title":"Security Automation Engineer","department":"Engineering","team":"Corporate Security Engineering","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-10-20T00:05:21.585+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/6a665838-2db9-412c-b1fa-2337edd2bf14","applyUrl":"https://jobs.ashbyhq.com/oneapp/6a665838-2db9-412c-b1fa-2337edd2bf14/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As a Corporate Security Automation Engineer at OnePay, you will lead the design, implementation, automation, and optimization of our corporate security infrastructure. You will enhance security controls, align goals with business objectives, and drive automation and self-service capabilities to maintain a strong security posture in a rapidly scaling environment.
Work with IaC tools like Terraform to ensure enterprise configurations are steady, change-managed and machine-readable.
Design and deploy endpoint security measures aligned with industry standards, including vulnerability management.
Ensure a strong security posture for corporate SaaS applications by configuring vendor capabilities or building automations to meet OnePay standards.
Mature and manage data protection controls, including Data Loss Prevention (DLP) tools and secure data handling processes.
Build secure methods for sharing data with internal teams and external partners.
Collaborate with IT, Infrastructure, and Security teams to implement security measures, maintain critical corporate systems (ensuring availability and compliance), and drive process improvement through automation.
Develop and run incident response and disaster recovery plans, including tabletop exercises.
5+ years of IT experience, including 3+ years in enterprise security within cloud environments.
Expertise in IaC tools like Terraform (preferred), Puppet, Chef or Ansible.
Proven ability to lead projects, drive measurable security improvements through automation, leveraging scripting (Python, Go, and/or TypeScript).
Solid understanding of networking, authentication standards, and security frameworks (MITRE ATT&CK, NIST CSF, CIS benchmarks), with hands-on experience in ZTNA and DLP solutions (e.g., Netskope, Zscaler).
Skilled at simplifying technical concepts for non-technical audiences and influencing decisions.
Experience with workflow automation tools like n8n is a plus.
We use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs a Corporate Security Automation Engineer at OnePay, you will lead the design, implementation, automation, and optimization of our corporate security infrastructure. You will enhance security controls, align goals with business objectives, and drive automation and self-service capabilities to maintain a strong security posture in a rapidly scaling environment.\n\n - Work with IaC tools like Terraform to ensure enterprise configurations are steady, change-managed and machine-readable.\n\n - Design and deploy endpoint security measures aligned with industry standards, including vulnerability management.\n\n - Ensure a strong security posture for corporate SaaS applications by configuring vendor capabilities or building automations to meet OnePay standards.\n\n - Mature and manage data protection controls, including Data Loss Prevention (DLP) tools and secure data handling processes.\n\n - Build secure methods for sharing data with internal teams and external partners.\n\n - Collaborate with IT, Infrastructure, and Security teams to implement security measures, maintain critical corporate systems (ensuring availability and compliance), and drive process improvement through automation.\n\n - Develop and run incident response and disaster recovery plans, including tabletop exercises.\n\n\n\n\nYOU BRING\n\n - 5+ years of IT experience, including 3+ years in enterprise security within cloud environments.\n\n - Expertise in IaC tools like Terraform (preferred), Puppet, Chef or Ansible.\n\n - Proven ability to lead projects, drive measurable security improvements through automation, leveraging scripting (Python, Go, and/or TypeScript).\n\n - Solid understanding of networking, authentication standards, and security frameworks (MITRE ATT&CK, NIST CSF, CIS benchmarks), with hands-on experience in ZTNA and DLP solutions (e.g., Netskope, Zscaler).\n\n - Skilled at simplifying technical concepts for non-technical audiences and influencing decisions.\n\n - Experience with workflow automation tools like n8n is a plus.\n\n\n\n\nTOOLS WE USE\n\nWe use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"fbc0f334-5613-41fc-b5d7-87f2e5a20bee","title":"Platform Engineer, Builder Experience","department":"Engineering","team":"Platform & Data Engineering","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-07-24T23:13:14.067+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/fbc0f334-5613-41fc-b5d7-87f2e5a20bee","applyUrl":"https://jobs.ashbyhq.com/oneapp/fbc0f334-5613-41fc-b5d7-87f2e5a20bee/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As a Platform Engineer on the Builder Experience Team at OnePay, you will build the core platform services and developer frameworks that power large-scale, distributed systems and enable the next generation of intelligent, agent-driven applications.
Design and operate platform-oriented core services that support high-scale distributed systems across OnePay’s product ecosystem
Develop internal developer tooling and shared infrastructure that improve velocity, reliability, and observability across engineering teams
Build and evolve frameworks that support the construction and orchestration of agentic applications, enabling intelligent, automated workflows across products
Drive enhancements in CI/CD pipelines, automation, and developer workflows to increase deployment speed, reliability, and confidence across teams
2-9 years of experience in software engineering within fintech, cloud infrastructure, or large-scale distributed systems environments
Experience building developer platforms, internal tooling, or frameworks that enable other engineers to move faster
Deep expertise in distributed systems, asynchronous processing, and high-availability platform services
Production experience in AWS cloud environments and building cloud-native infrastructure
Demonstrated experience designing and building agentic developer tools that empower automation, collaboration, or intelligent workflows
Strong experience working with CI/CD pipelines and driving continuous integration and delivery improvements
Drive and proactivity – everyone here is a builder and executor
We use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs a Platform Engineer on the Builder Experience Team at OnePay, you will build the core platform services and developer frameworks that power large-scale, distributed systems and enable the next generation of intelligent, agent-driven applications.\n\n \n\n\nWHAT YOU’LL DO\n\n - Design and operate platform-oriented core services that support high-scale distributed systems across OnePay’s product ecosystem\n\n - Develop internal developer tooling and shared infrastructure that improve velocity, reliability, and observability across engineering teams\n\n - Build and evolve frameworks that support the construction and orchestration of agentic applications, enabling intelligent, automated workflows across products\n\n - Drive enhancements in CI/CD pipelines, automation, and developer workflows to increase deployment speed, reliability, and confidence across teams\n\n \n\n\nYOU BRING\n\n - 2-9 years of experience in software engineering within fintech, cloud infrastructure, or large-scale distributed systems environments\n\n - Experience building developer platforms, internal tooling, or frameworks that enable other engineers to move faster\n\n - Deep expertise in distributed systems, asynchronous processing, and high-availability platform services\n\n - Production experience in AWS cloud environments and building cloud-native infrastructure\n\n - Demonstrated experience designing and building agentic developer tools that empower automation, collaboration, or intelligent workflows\n\n - Strong experience working with CI/CD pipelines and driving continuous integration and delivery improvements\n\n - Drive and proactivity – everyone here is a builder and executor\n\n\n\n\nTOOLS WE USE\n\nWe use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"c60a060b-bb45-4891-bdd9-bb9aefcacd51","title":"Corporate Finance","department":"Finance","team":"Corporate","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-08-26T16:36:07.315+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/c60a060b-bb45-4891-bdd9-bb9aefcacd51","applyUrl":"https://jobs.ashbyhq.com/oneapp/c60a060b-bb45-4891-bdd9-bb9aefcacd51/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
We are seeking a highly skilled professional to join our dynamic and fast-paced team at OnePay. Reporting to the head of Corporate Finance, this role is crucial to supporting our General and Administrative (G&A) functions, providing high-impact analyses and actionable insights to our CFO and other senior leadership.
You will be responsible for supporting planning and forecasting cycles, and tracking financial performance against budget, while delivering reports that highlight actionable insights and enable informed decision-making. You will ensure reporting accuracy through cross-functional collaboration. A strong bias toward action and efficiency, an exceptional ability to manage and analyze financial data and leverage AI tools, and excellent financial modeling skills are required.
Financial Planning: Leading the development of budgets and forecasts, including headcount, compensation, and vendor spend.
Business Partnering: Serving as financial partner across teams, providing advice and support on financial decisions, strategies, and performance improvement initiatives
Expense Management: Tracking and analyzing expenses, ensuring alignment with approved budgets and identifying areas of cost efficiency.
Financial Insights and Variance Analysis: Analyzing financial results, conducting detailed variance analyses, and communicating insights and recommendations to improve financial performance.
Reporting and Analysis: Delivering regular and ad-hoc financial reports to the CFO and other senior G&A leads, providing insightful commentary on trends, risks, and opportunities.
Cross-functional Collaboration: Working closely with other departments, including Accounting, to ensure financial data integrity and compliance.
Financial Modeling: Developing and maintaining sophisticated financial models to support scenario analysis, long-term planning, and other strategic initiatives.
Process Improvement and AI integration: Continuously assessing and improving financial processes, identifying opportunities to deploy AI across all tasks and responsibilities, driving efficiency and accuracy in reporting and forecasting.
Bachelor’s degree in Finance, Accounting, Economics, or related field (MBA preferred)
7-10 years of experience in corporate finance, financial planning & analysis, or similar roles, preferably in a fast-paced fintech, consumer finance, or tech environment
Proven experience providing financial insights to senior leadership
Expert financial modeling skills with advanced proficiency in Excel/ GSheets (experience with financial modeling tools and ERP systems is a plus)
Proficiency and proven integration of AI tools into current or prior roles across all tasks and projects under your scope of responsibility
Demonstrated ability to streamline and improve financial processes, with a bias for operational efficiency
Strong collaboration and business partnering skills, experience working with G&A functions a plus
Excellent communication and influencing skills with the ability to present complex data and financial concepts to non-financial stakeholders
High attention to detail, strong organizational skills, and ability to manage multiple priorities in a deadline-driven environment
Experience reporting to or working directly with a CFO or Head of FP&A
The Triple H Factor: Hungry, Humble, Honest
An act-like-an-owner mentality. We have a bias toward taking action and a fast-paced culture
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nWe are seeking a highly skilled professional to join our dynamic and fast-paced team at OnePay. Reporting to the head of Corporate Finance, this role is crucial to supporting our General and Administrative (G&A) functions, providing high-impact analyses and actionable insights to our CFO and other senior leadership.\n\nYou will be responsible for supporting planning and forecasting cycles, and tracking financial performance against budget, while delivering reports that highlight actionable insights and enable informed decision-making. You will ensure reporting accuracy through cross-functional collaboration. A strong bias toward action and efficiency, an exceptional ability to manage and analyze financial data and leverage AI tools, and excellent financial modeling skills are required.\n\n\n\n\nTHIS ROLE IS RESPONSIBLE FOR:\n\n - Financial Planning: Leading the development of budgets and forecasts, including headcount, compensation, and vendor spend.\n\n - Business Partnering: Serving as financial partner across teams, providing advice and support on financial decisions, strategies, and performance improvement initiatives\n\n - Expense Management: Tracking and analyzing expenses, ensuring alignment with approved budgets and identifying areas of cost efficiency.\n\n - Financial Insights and Variance Analysis: Analyzing financial results, conducting detailed variance analyses, and communicating insights and recommendations to improve financial performance.\n\n - Reporting and Analysis: Delivering regular and ad-hoc financial reports to the CFO and other senior G&A leads, providing insightful commentary on trends, risks, and opportunities.\n\n - Cross-functional Collaboration: Working closely with other departments, including Accounting, to ensure financial data integrity and compliance.\n\n - Financial Modeling: Developing and maintaining sophisticated financial models to support scenario analysis, long-term planning, and other strategic initiatives.\n\n - Process Improvement and AI integration: Continuously assessing and improving financial processes, identifying opportunities to deploy AI across all tasks and responsibilities, driving efficiency and accuracy in reporting and forecasting.\n\n\nYOU BRING:\n\n - Bachelor’s degree in Finance, Accounting, Economics, or related field (MBA preferred)\n\n - 7-10 years of experience in corporate finance, financial planning & analysis, or similar roles, preferably in a fast-paced fintech, consumer finance, or tech environment\n\n - Proven experience providing financial insights to senior leadership\n\n - Expert financial modeling skills with advanced proficiency in Excel/ GSheets (experience with financial modeling tools and ERP systems is a plus)\n\n - Proficiency and proven integration of AI tools into current or prior roles across all tasks and projects under your scope of responsibility\n\n - Demonstrated ability to streamline and improve financial processes, with a bias for operational efficiency\n\n - Strong collaboration and business partnering skills, experience working with G&A functions a plus\n\n - Excellent communication and influencing skills with the ability to present complex data and financial concepts to non-financial stakeholders\n\n - High attention to detail, strong organizational skills, and ability to manage multiple priorities in a deadline-driven environment\n\n - Experience reporting to or working directly with a CFO or Head of FP&A\n\n - The Triple H Factor: Hungry, Humble, Honest\n\n - An act-like-an-owner mentality. We have a bias toward taking action and a fast-paced culture\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"16ae2f5a-4bbe-4d92-9395-472c7545de5e","title":"Fraud Strategy - Authentication","department":"Risk","team":"Fraud","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-07-30T16:19:23.123+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/16ae2f5a-4bbe-4d92-9395-472c7545de5e","applyUrl":"https://jobs.ashbyhq.com/oneapp/16ae2f5a-4bbe-4d92-9395-472c7545de5e/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As part of the Fraud Strategy team, your mandate is to minimize fraud losses from account takeover (ATO) and scams that target OnePay customers while optimizing the customer experience within Authentication risk flows, including; device login risk, profile management, account recovery, passcode reset, mobile wallet provisioning, etc. You will be responsible for supporting the continued build out and maintenance of a best-in-class fraud platform, core capabilities, and risk strategies – including integration of agentic AI capabilities into risk decision flows. You will work closely with product, platform, data, technology, and operations teams to continually advance fraud controls and related infrastructure.
This role is responsible for:
Developing and maintaining data-driven strategies to prevent fraud loss from ATO, scams, and social engineering schemes that target OnePay customers
Creating and executing the authentication roadmap for OnePay covering analytics, tools, capabilities, and operational processes
Conducting independent data analytics of portfolio behavior to identify new or shifting fraud trends using relevant tooling (Databricks - SQL, Python)
Overseeing the authentication fraud monitoring/alerting logic, ensuring that all critical loss vectors are covered and alerts are calibrated to be relevant & timely
Supporting the build out and integration of AI capabilities directly within risk workflows to automate processes, accelerate execution, and improve fraud prevention & customer experience outcomes
Maintaining and enhancing network/graph analysis strategies designed to capture collusive fraud rings while minimizing false positive impact to good customers
Working closely with and supporting IT, Operations, Product, and AML teams to investigate and triage authentication fraud incidents
Staying abreast of the latest fraud prevention industry developments & trends, including emerging fraudster capabilities & tactics and methods to combat them, as the SME for authentication fraud at OnePay
5+ years of experience directly managing authentication risk strategies like device & login risk, account recovery, profile management (e.g., phone, email, address updates), etc.
Highly analytical skillset with an ability to synthesize vast amounts of data into meaningful insights
Deep domain knowledge of the types of tools & tactics used by bad actors to conduct targeted or large-scale authentication fraud attacks, and experience in developing best-in-class solutions to mitigate these threats
Demonstrated ability building with AI tools—including LLMs, prompt engineering, workflow automation, or advanced analytics platforms—to improve fraud strategy & detection, eliminate manual effort, and drive measurable improvement to fraud loss, operational efficiency, and customer experience within the fraud lifecycle
Proficiency in SQL & Python
Excellent communication skills with the ability to articulate complex issues into clear, simple language for a diverse audience
An act-like-an-owner mentality. We have a strong bias toward taking action
What it’s like working @ One
Competitive cash
Benefits effective on day one
Early access to a high potential, high growth fintech
Generous stock option packages in an early-stage startup
Remote friendly (anywhere in the US) and office friendly - you pick the schedule
Flexible time off programs - vacation, sick, paid parental leave, and paid caregiver leave
401(k) plan with match
Leveling Philosophy
In order to thoughtfully scale the company and avoid downstream inequities, we’ve adopted a flat titling structure at One. Though we may occasionally post a role externally with a prefix such as “Senior” to reflect the external level of the position, we do not use prefixes in titles like that internally unless in a position which manages a team. Internal titles typically include your specific functional responsibility, such as engineering, product management or sales, and often include additional descriptors to ensure clarity of role and placement within our organization (i.e. “Engineer, Platform”, “Sales, Business Development” or “Manager, Talent”). Employees are paid commensurate with their experience and the internal level within OnePay.
Inclusion and Belonging
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact at talent@one.app.
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs part of the Fraud Strategy team, your mandate is to minimize fraud losses from account takeover (ATO) and scams that target OnePay customers while optimizing the customer experience within Authentication risk flows, including; device login risk, profile management, account recovery, passcode reset, mobile wallet provisioning, etc. You will be responsible for supporting the continued build out and maintenance of a best-in-class fraud platform, core capabilities, and risk strategies – including integration of agentic AI capabilities into risk decision flows. You will work closely with product, platform, data, technology, and operations teams to continually advance fraud controls and related infrastructure.\n\nThis role is responsible for:\n\n - Developing and maintaining data-driven strategies to prevent fraud loss from ATO, scams, and social engineering schemes that target OnePay customers\n\n - Creating and executing the authentication roadmap for OnePay covering analytics, tools, capabilities, and operational processes\n\n - Conducting independent data analytics of portfolio behavior to identify new or shifting fraud trends using relevant tooling (Databricks - SQL, Python)\n\n - Overseeing the authentication fraud monitoring/alerting logic, ensuring that all critical loss vectors are covered and alerts are calibrated to be relevant & timely\n\n - Supporting the build out and integration of AI capabilities directly within risk workflows to automate processes, accelerate execution, and improve fraud prevention & customer experience outcomes\n\n - Maintaining and enhancing network/graph analysis strategies designed to capture collusive fraud rings while minimizing false positive impact to good customers\n\n - Working closely with and supporting IT, Operations, Product, and AML teams to investigate and triage authentication fraud incidents\n\n - Staying abreast of the latest fraud prevention industry developments & trends, including emerging fraudster capabilities & tactics and methods to combat them, as the SME for authentication fraud at OnePay\n\n\nYOU BRING\n\n - 5+ years of experience directly managing authentication risk strategies like device & login risk, account recovery, profile management (e.g., phone, email, address updates), etc.\n\n - Highly analytical skillset with an ability to synthesize vast amounts of data into meaningful insights\n\n - Deep domain knowledge of the types of tools & tactics used by bad actors to conduct targeted or large-scale authentication fraud attacks, and experience in developing best-in-class solutions to mitigate these threats\n\n - Demonstrated ability building with AI tools—including LLMs, prompt engineering, workflow automation, or advanced analytics platforms—to improve fraud strategy & detection, eliminate manual effort, and drive measurable improvement to fraud loss, operational efficiency, and customer experience within the fraud lifecycle\n\n - Proficiency in SQL & Python\n\n - Excellent communication skills with the ability to articulate complex issues into clear, simple language for a diverse audience\n\n - An act-like-an-owner mentality. We have a strong bias toward taking action\n\n\n\nWhat it’s like working @ One\n\n - Competitive cash\n\n - Benefits effective on day one\n\n - Early access to a high potential, high growth fintech\n\n - Generous stock option packages in an early-stage startup\n\n - Remote friendly (anywhere in the US) and office friendly - you pick the schedule\n\n - Flexible time off programs - vacation, sick, paid parental leave, and paid caregiver leave\n\n - 401(k) plan with match\n\nLeveling Philosophy\n\nIn order to thoughtfully scale the company and avoid downstream inequities, we’ve adopted a flat titling structure at One. Though we may occasionally post a role externally with a prefix such as “Senior” to reflect the external level of the position, we do not use prefixes in titles like that internally unless in a position which manages a team. Internal titles typically include your specific functional responsibility, such as engineering, product management or sales, and often include additional descriptors to ensure clarity of role and placement within our organization (i.e. “Engineer, Platform”, “Sales, Business Development” or “Manager, Talent”). Employees are paid commensurate with their experience and the internal level within OnePay.\n\nInclusion and Belonging\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact at talent@one.app.\n\n\n\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"1dac9106-c6b9-4826-9449-06f051b5da00","title":"Product Manager, Payment Split","department":"Product","team":"Banking","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-08-03T20:26:54.504+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/1dac9106-c6b9-4826-9449-06f051b5da00","applyUrl":"https://jobs.ashbyhq.com/oneapp/1dac9106-c6b9-4826-9449-06f051b5da00/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
This Product Manager role sits at the center of one of OnePay's most significant new product bets: an offering designed to give customers more flexibility around their largest recurring monthly expense. You'll own this product from zero - defining the vision, leading the build, and driving it through launch and into scale. If owning something that matters, built inside a company with the distribution to make it reach millions of people, is what you're looking for, this is the role. You will:
Own end-to-end product development from ideation through launch and iteration
Define and drive the roadmap for a net-new consumer financial product, balancing customer needs against risk, compliance, and business constraints
Partner closely with engineering, design, data, risk, and legal to ship a high-quality consumer experience
Use data and experimentation to make decisions and drive continuous improvement post-launch
Navigate underwriting and regulatory requirements as a product owner - a collaborative partner to risk and compliance, not a passenger
Identify and manage third-party partnerships and integrations required to deliver the product
Represent the product to senior leadership with clear, data-driven points of view on prioritization and tradeoffs
6-12 years of product management experience in consumer fintech or fast-growing financial technology environments
A demonstrated track record of owning and a product focusing on splitting Rent/Payments - not just contributing to one
Knowledge and ability to use AI tools to accelerate development and deliver measurable output
Deep comfort working at the intersection of consumer experience and financial product constraints
A strong sense of urgency and high ownership
High ownership - you take responsibility for outcomes and drive work end to end without waiting to be directed
Low ego and strong collaboration skills across technical, legal, and executive stakeholders
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nThis Product Manager role sits at the center of one of OnePay's most significant new product bets: an offering designed to give customers more flexibility around their largest recurring monthly expense. You'll own this product from zero - defining the vision, leading the build, and driving it through launch and into scale. If owning something that matters, built inside a company with the distribution to make it reach millions of people, is what you're looking for, this is the role. You will:\n\n - Own end-to-end product development from ideation through launch and iteration\n\n - Define and drive the roadmap for a net-new consumer financial product, balancing customer needs against risk, compliance, and business constraints\n\n - Partner closely with engineering, design, data, risk, and legal to ship a high-quality consumer experience\n\n - Use data and experimentation to make decisions and drive continuous improvement post-launch\n\n - Navigate underwriting and regulatory requirements as a product owner - a collaborative partner to risk and compliance, not a passenger\n\n - Identify and manage third-party partnerships and integrations required to deliver the product\n\n - Represent the product to senior leadership with clear, data-driven points of view on prioritization and tradeoffs\n\n\n\n\nYOU BRING\n\n - 6-12 years of product management experience in consumer fintech or fast-growing financial technology environments\n\n - A demonstrated track record of owning and a product focusing on splitting Rent/Payments - not just contributing to one\n\n - Knowledge and ability to use AI tools to accelerate development and deliver measurable output\n\n - Deep comfort working at the intersection of consumer experience and financial product constraints\n\n - A strong sense of urgency and high ownership\n\n - High ownership - you take responsibility for outcomes and drive work end to end without waiting to be directed\n\n - Low ego and strong collaboration skills across technical, legal, and executive stakeholders\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"2462cc8b-af7f-47a9-bab4-77982c8fa498","title":"Marketing Counsel","department":"Legal & Compliance","team":"Legal & Compliance","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-08-04T22:10:39.965+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/2462cc8b-af7f-47a9-bab4-77982c8fa498","applyUrl":"https://jobs.ashbyhq.com/oneapp/2462cc8b-af7f-47a9-bab4-77982c8fa498/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As Marketing Counsel, you will be an essential legal partner to OnePay’s fast-growing marketing organization — turning ambitious, creative go-to-market ideas into launches that are compliant, ddefensible, and fast. This role will impact OnePay’s vision by providing the legal foundation for a marketing function that is a sophisticated, high-velocity engine for growth and brand awareness.
You will be the go-to counsel across a wide range of subject matters, advising the business in real time while partnering with legal teammates to draft and negotiate the agreements that make marketing run. You will work closely with the Marketing, Brand and Design, Paid Media, and Product teams.
It is well-suited for a strategic legal operator who thrives in a fast-paced, collaborative environment and can navigate intensity, ambiguity, and imperfect processes with steady judgment.
This role is responsible for
Advising across the marketing lifecycle. Serve as the primary legal partner to marketing, brand, design, paid media, and product teams, providing practical, real-time counsel that keeps creative and campaigns moving.
Ad tech, privacy, and consumer data. Guide the responsible use of advertising technology, tracking, and consumer data — advising on the state privacy law patchwork (CCPA/CPRA and beyond), PII, targeting, and required disclosures across the ad stack.
Social media, creators, and influencers. Structure and paper creator, influencer, and brand-collaboration relationships, advising on FTC endorsement and disclosure rules, usage and content rights, and platform terms.
Rewards, sweepstakes, contests, and promotions. Design and review rewards programs, sweepstakes, contests, and promotions, including official rules, registration and bonding, and multi-state regulatory compliance.
Affiliate marketing. Advise on and paper affiliate and partner-marketing programs, including disclosures, tracking, and payout structures.
Production and content development. Support production and content development end to end — talent and releases, music and licensing, rights clearances, and production and vendor agreements.
Claim development. Partner with marketing and product on claim development — substantiation, puffery, comparative claims, and disclaimers — to keep messaging both compelling and defensible.
Scaling with AI and better systems. Bring hands-on fluency with AI tools to accelerate contract review, marketing review workflows, knowledge management, and issue-spotting, while maintaining appropriate controls and confidentiality. Build lightweight, stage-appropriate processes and self-serve guidance that let marketing move fast and stay compliant as volume and complexity grow.
Additional duties as assigned by your manager.
You bring
J.D. and active membership in good standing with a U.S. state bar.
8+ years of legal experience, including at a leading law firm and/or in-house, with at least 6 years focused on marketing, advertising, and/or ad tech law.
Deep, hands-on command of the marketing-legal landscape: advertising and consumer-protection law (FTC Act, UDAAP), promotions and sweepstakes, endorsement and influencer rules, affiliate marketing, and advertising-related privacy (CCPA/CPRA, the state privacy patchwork, PII, and ad tech/tracking).
A demonstrated history of working directly with C-suite and other executive leadership — influencing decisions, earning trust, and communicating clearly at the highest levels.
Strong drafting and negotiation skills across agency, vendor, talent, and marketing-partnership agreements, with a strong eye for detail.
AI-forward: proficient with AI tooling and genuinely excited to use it thoughtfully to improve the team’s velocity and quality.
An act-like-an-owner mentality. We have a bias toward taking action.
A practical, business-first mindset with the ability to weigh legal risk in the context of product, brand, and commercial realities, and to drive toward creative, business-oriented results in a fast-paced, high-pressure environment.
Clear, concise communication across creative, technical, and non-legal audiences, with the ability to influence decision-making at multiple levels.
Intellectually curious, comfortable with ambiguity and risk, and energized by dynamic change. Low ego, high ownership, and strong collaborative instincts — no task is too big or too small.
Preferred
Prior tech, fintech, or financial services experience, and familiarity with marketing in a regulated industry.
In-house experience at a high-growth consumer brand or platform.
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs Marketing Counsel, you will be an essential legal partner to OnePay’s fast-growing marketing organization — turning ambitious, creative go-to-market ideas into launches that are compliant, ddefensible, and fast. This role will impact OnePay’s vision by providing the legal foundation for a marketing function that is a sophisticated, high-velocity engine for growth and brand awareness.\n\nYou will be the go-to counsel across a wide range of subject matters, advising the business in real time while partnering with legal teammates to draft and negotiate the agreements that make marketing run. You will work closely with the Marketing, Brand and Design, Paid Media, and Product teams.\n\nIt is well-suited for a strategic legal operator who thrives in a fast-paced, collaborative environment and can navigate intensity, ambiguity, and imperfect processes with steady judgment.\n\nThis role is responsible for\n\n - Advising across the marketing lifecycle. Serve as the primary legal partner to marketing, brand, design, paid media, and product teams, providing practical, real-time counsel that keeps creative and campaigns moving.\n\n - Ad tech, privacy, and consumer data. Guide the responsible use of advertising technology, tracking, and consumer data — advising on the state privacy law patchwork (CCPA/CPRA and beyond), PII, targeting, and required disclosures across the ad stack.\n\n - Social media, creators, and influencers. Structure and paper creator, influencer, and brand-collaboration relationships, advising on FTC endorsement and disclosure rules, usage and content rights, and platform terms.\n\n - Rewards, sweepstakes, contests, and promotions. Design and review rewards programs, sweepstakes, contests, and promotions, including official rules, registration and bonding, and multi-state regulatory compliance.\n\n - Affiliate marketing. Advise on and paper affiliate and partner-marketing programs, including disclosures, tracking, and payout structures.\n\n - Production and content development. Support production and content development end to end — talent and releases, music and licensing, rights clearances, and production and vendor agreements.\n\n - Claim development. Partner with marketing and product on claim development — substantiation, puffery, comparative claims, and disclaimers — to keep messaging both compelling and defensible.\n\n - Scaling with AI and better systems. Bring hands-on fluency with AI tools to accelerate contract review, marketing review workflows, knowledge management, and issue-spotting, while maintaining appropriate controls and confidentiality. Build lightweight, stage-appropriate processes and self-serve guidance that let marketing move fast and stay compliant as volume and complexity grow.\n\n - Additional duties as assigned by your manager.\n\nYou bring\n\n - J.D. and active membership in good standing with a U.S. state bar.\n\n - 8+ years of legal experience, including at a leading law firm and/or in-house, with at least 6 years focused on marketing, advertising, and/or ad tech law.\n\n - Deep, hands-on command of the marketing-legal landscape: advertising and consumer-protection law (FTC Act, UDAAP), promotions and sweepstakes, endorsement and influencer rules, affiliate marketing, and advertising-related privacy (CCPA/CPRA, the state privacy patchwork, PII, and ad tech/tracking).\n\n - A demonstrated history of working directly with C-suite and other executive leadership — influencing decisions, earning trust, and communicating clearly at the highest levels.\n\n - Strong drafting and negotiation skills across agency, vendor, talent, and marketing-partnership agreements, with a strong eye for detail.\n\n - AI-forward: proficient with AI tooling and genuinely excited to use it thoughtfully to improve the team’s velocity and quality.\n\n - An act-like-an-owner mentality. We have a bias toward taking action.\n\n - A practical, business-first mindset with the ability to weigh legal risk in the context of product, brand, and commercial realities, and to drive toward creative, business-oriented results in a fast-paced, high-pressure environment.\n\n - Clear, concise communication across creative, technical, and non-legal audiences, with the ability to influence decision-making at multiple levels.\n\n - Intellectually curious, comfortable with ambiguity and risk, and energized by dynamic change. Low ego, high ownership, and strong collaborative instincts — no task is too big or too small.\n\nPreferred\n\n - Prior tech, fintech, or financial services experience, and familiarity with marketing in a regulated industry.\n\n - In-house experience at a high-growth consumer brand or platform.\n\n\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"e6d678ed-28b8-4ed9-97c1-7bc819746e6e","title":"Analytics Engineer","department":"Engineering","team":"Platform & Data Engineering","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-08-12T00:25:49.677+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/e6d678ed-28b8-4ed9-97c1-7bc819746e6e","applyUrl":"https://jobs.ashbyhq.com/oneapp/e6d678ed-28b8-4ed9-97c1-7bc819746e6e/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As an Analytics Engineer at OnePay, you'll own the analytics foundation (dbt models, testing, and Databricks BI) so the business can move fast on trusted data. We build for humans and AI, so you’ll use AI tools (Claude Code, Cursor) daily to move faster and design models, metrics, and documentation that agents and analysts can both rely on.
Design and build production dbt models on Databricks that the organization uses as the source of truth for what’s happening in the business
Support external reporting with accurate, governed data that stakeholders and partners can trust
Own data quality: testing, CI/CD, documentation, and patterns the team follows
Build and evolve Databricks dashboards and semantic metrics for self-service across the business
Partner with Data Engineering, Analytics Engineering, and analytics stakeholders to turn messy business problems into durable data products
Drive AI-native workflows: Cursor/Claude (or equivalent) in daily development; model and doc design that works for LLM consumers
3+ years in analytics engineering or equivalent: you’ve owned production models end-to-end, not just ad hoc analysis
Expert SQL and deep dbt experience (architecture, incremental models, tests, macros, CI/CD)
Strong Databricks BI (or equivalent semantic layer) delivery
AI-savvy in practice: you already use AI coding tools daily, validate outputs rigorously, and design data for both humans and agents
Proven ability to execute in ambiguity: startup pace, incomplete specs, bias toward shipping
Clear communicator across technical and non-technical audiences
Owner mentality: you see what’s broken, fix it, and raise the bar for others
We use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs an Analytics Engineer at OnePay, you'll own the analytics foundation (dbt models, testing, and Databricks BI) so the business can move fast on trusted data. We build for humans and AI, so you’ll use AI tools (Claude Code, Cursor) daily to move faster and design models, metrics, and documentation that agents and analysts can both rely on.\n\n \n\n\nWHAT YOU’LL DO\n\n - Design and build production dbt models on Databricks that the organization uses as the source of truth for what’s happening in the business\n\n - Support external reporting with accurate, governed data that stakeholders and partners can trust\n\n - Own data quality: testing, CI/CD, documentation, and patterns the team follows\n\n - Build and evolve Databricks dashboards and semantic metrics for self-service across the business\n\n - Partner with Data Engineering, Analytics Engineering, and analytics stakeholders to turn messy business problems into durable data products\n\n - Drive AI-native workflows: Cursor/Claude (or equivalent) in daily development; model and doc design that works for LLM consumers\n\n \n\n\nYOU BRING\n\n - 3+ years in analytics engineering or equivalent: you’ve owned production models end-to-end, not just ad hoc analysis\n\n - Expert SQL and deep dbt experience (architecture, incremental models, tests, macros, CI/CD)\n\n - Strong Databricks BI (or equivalent semantic layer) delivery\n\n - AI-savvy in practice: you already use AI coding tools daily, validate outputs rigorously, and design data for both humans and agents\n\n - Proven ability to execute in ambiguity: startup pace, incomplete specs, bias toward shipping\n\n - Clear communicator across technical and non-technical audiences\n\n - Owner mentality: you see what’s broken, fix it, and raise the bar for others\n\n \n\n\nTOOLS WE USE\n\nWe use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.\n\n \n \n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"58511adc-dd4d-40be-b2b1-b34f95ec4c2c","title":"Product Partnerships Manager","department":"Commercial","team":"Business Development","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-08-27T17:28:49.708+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/58511adc-dd4d-40be-b2b1-b34f95ec4c2c","applyUrl":"https://jobs.ashbyhq.com/oneapp/58511adc-dd4d-40be-b2b1-b34f95ec4c2c/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As a Product Partnerships Manager at OnePay, you will help shape which product expansion opportunities we pursue through partnership and lead them from strategy through execution. In this role you will be evaluating build-vs-partner decisions, representing OnePay externally, and negotiating commercial terms. You will:
Build the strategy for which product opportunities to pursue via partnership — competitive analysis, market sizing, partner diligence — and land on build-vs-partner recommendations with cross-functional input
Present opportunities to leadership, covering size, risk, competitive dynamics, and execution implications (servicing, legal/compliance, technical builds, revenue/cost, product interactions)
Represent OnePay to external partners and lead commercial negotiations
Drive partner selection and contract negotiations, working cross-functionally to protect OnePay's interests and set partnerships up for long-term success
0-to-1 operator who thrives in fast-paced environments and owns initiatives end-to-end
Track record of driving financial results through strategy and/or partnerships
Fintech experience and understanding of financial services
Experience negotiating and closing large strategic partnership deals
Strategy or biz ops background supporting senior leadership decisions
Excellent communication and executive presence with senior leaders and partners
Strategic mindset, weighing long- and short-term tradeoffs
Drive and proactivity - everyone here is a builder and executor
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs a Product Partnerships Manager at OnePay, you will help shape which product expansion opportunities we pursue through partnership and lead them from strategy through execution. In this role you will be evaluating build-vs-partner decisions, representing OnePay externally, and negotiating commercial terms. You will:\n\n - Build the strategy for which product opportunities to pursue via partnership — competitive analysis, market sizing, partner diligence — and land on build-vs-partner recommendations with cross-functional input\n\n - Present opportunities to leadership, covering size, risk, competitive dynamics, and execution implications (servicing, legal/compliance, technical builds, revenue/cost, product interactions)\n\n - Represent OnePay to external partners and lead commercial negotiations\n\n - Drive partner selection and contract negotiations, working cross-functionally to protect OnePay's interests and set partnerships up for long-term success\n\n\n\n\nYOU BRING\n\n - 0-to-1 operator who thrives in fast-paced environments and owns initiatives end-to-end\n\n - Track record of driving financial results through strategy and/or partnerships\n\n - Fintech experience and understanding of financial services\n\n - Experience negotiating and closing large strategic partnership deals\n\n - Strategy or biz ops background supporting senior leadership decisions\n\n - Excellent communication and executive presence with senior leaders and partners\n\n - Strategic mindset, weighing long- and short-term tradeoffs\n\n - Drive and proactivity - everyone here is a builder and executor\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"0ec0993d-bf24-4712-a122-e074f83a1baf","title":"Product Manager, Banking/Cash Advance","department":"Product","team":"Banking","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-09-01T17:37:33.146+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/0ec0993d-bf24-4712-a122-e074f83a1baf","applyUrl":"https://jobs.ashbyhq.com/oneapp/0ec0993d-bf24-4712-a122-e074f83a1baf/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As a Product Manager on the Banking team at OnePay, you'll own the roadmap and day-to-day execution for our Cash Advance product and other Banking features. You'll leverage your technical, design, and analytical skills to directly shape how millions of customers manage short-term cash flow, while partnering with other teams to ensure seamless and scalable experiences across our app and point-of-sale channels. This role offers a significant opportunity to massively impact both our customers and our company. You will:
Design and ship the next phase of Cash Advance as we grow and scale massively
Drive the roadmap by understanding customer pain points, defining requirements, and shipping features
Bring real quantitative rigor to how we convert users, set limits, optimize repayment, and manage fee structure and unit economics
Partner closely with a cross-functional group of analytics, legal, engineering, design, risk, and servicing to keep the roadmap moving
3 - 8 years of relevant experience owning an overdraft, Cash Advance, or Consumer Lending product
You are not afraid to dig into the details and the underlying mechanics (limits, repayment, fees, etc.) - note: you do not need full underwriting depth
A track record of operating independently with minimal ramp-up
Strong analytical chops; comfortable working side by side with data and risk partners
Highly detail-oriented, thrives in a genuinely cross-functional environment
Drive and proactivity - everyone here is a builder and executor
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs a Product Manager on the Banking team at OnePay, you'll own the roadmap and day-to-day execution for our Cash Advance product and other Banking features. You'll leverage your technical, design, and analytical skills to directly shape how millions of customers manage short-term cash flow, while partnering with other teams to ensure seamless and scalable experiences across our app and point-of-sale channels. This role offers a significant opportunity to massively impact both our customers and our company. You will:\n\n - Design and ship the next phase of Cash Advance as we grow and scale massively\n\n - Drive the roadmap by understanding customer pain points, defining requirements, and shipping features\n\n - Bring real quantitative rigor to how we convert users, set limits, optimize repayment, and manage fee structure and unit economics\n\n - Partner closely with a cross-functional group of analytics, legal, engineering, design, risk, and servicing to keep the roadmap moving\n\n\n\n\nYOU BRING\n\n - 3 - 8 years of relevant experience owning an overdraft, Cash Advance, or Consumer Lending product\n\n - You are not afraid to dig into the details and the underlying mechanics (limits, repayment, fees, etc.) - note: you do not need full underwriting depth\n\n - A track record of operating independently with minimal ramp-up\n\n - Strong analytical chops; comfortable working side by side with data and risk partners\n\n - Highly detail-oriented, thrives in a genuinely cross-functional environment\n\n - Drive and proactivity - everyone here is a builder and executor\n \n \n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"9db02c98-6bfe-4d9c-a23f-52e78c7f4cfb","title":"Product Manager, Subscriptions","department":"Product","team":"Banking","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-08-25T19:04:53.310+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/9db02c98-6bfe-4d9c-a23f-52e78c7f4cfb","applyUrl":"https://jobs.ashbyhq.com/oneapp/9db02c98-6bfe-4d9c-a23f-52e78c7f4cfb/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
OnePay is launching a subscription product designed to help customers maximize their money across our suite of products. As the Product Manager for this new initiative, you’ll own the day-to-day development of the core experience and help scale it from zero to one - from initial launch through sustained growth and market traction.
Own the front-end user experience: signup, account setup, ongoing management
Build and iterate on subscription management, engagement, and retention mechanics
Work with engineering to make informed product decisions and ensure their execution
Drive toward key build and testing milestones ahead of external launch, then shift into post-launch optimization: conversion tuning, segment targeting, expansion to new acquisition channels
Partner on go-to-market strategy: conversion, retention, and growth
Collaborate with Legal, Compliance, Risk, Customer Operations, Marketing, and other cross-functional partners to launch experiences that are clear, compliant, and operationally scalable
Drive key development, testing, and operational-readiness milestones ahead of launch
You Bring
3-7 years of product management experience, ideally building consumer-facing products
Direct experience on a subscription product: acquisition, retention, and engagement mechanics
A background in fintech/finance products at scale
Track record of shipping autonomously at a startup or smaller-scale company
Strong product judgment and the ability to balance customer experience, business impact, regulatory requirements, and technical complexity
Drive and proactivity - everyone here is a builder and executor
A high degree of ownership, initiative, and comfort operating in a fast-moving, highly collaborative environment
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nOnePay is launching a subscription product designed to help customers maximize their money across our suite of products. As the Product Manager for this new initiative, you’ll own the day-to-day development of the core experience and help scale it from zero to one - from initial launch through sustained growth and market traction.\n\n\n - Own the front-end user experience: signup, account setup, ongoing management\n\n - Build and iterate on subscription management, engagement, and retention mechanics\n\n - Work with engineering to make informed product decisions and ensure their execution\n\n - Drive toward key build and testing milestones ahead of external launch, then shift into post-launch optimization: conversion tuning, segment targeting, expansion to new acquisition channels\n\n - Partner on go-to-market strategy: conversion, retention, and growth\n\n - Collaborate with Legal, Compliance, Risk, Customer Operations, Marketing, and other cross-functional partners to launch experiences that are clear, compliant, and operationally scalable\n\n - Drive key development, testing, and operational-readiness milestones ahead of launch\n\n\nYou Bring\n\n - 3-7 years of product management experience, ideally building consumer-facing products\n\n - Direct experience on a subscription product: acquisition, retention, and engagement mechanics\n\n - A background in fintech/finance products at scale\n\n - Track record of shipping autonomously at a startup or smaller-scale company\n\n - Strong product judgment and the ability to balance customer experience, business impact, regulatory requirements, and technical complexity\n\n - Drive and proactivity - everyone here is a builder and executor\n\n - A high degree of ownership, initiative, and comfort operating in a fast-moving, highly collaborative environment\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"8939de20-22e0-49fd-a50f-91ff39c590b6","title":"Compliance Controls & Monitoring","department":"Legal & Compliance","team":"Compliance","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-08-19T15:31:51.309+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/8939de20-22e0-49fd-a50f-91ff39c590b6","applyUrl":"https://jobs.ashbyhq.com/oneapp/8939de20-22e0-49fd-a50f-91ff39c590b6/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
Compliance Controls & Monitoring (C&M) is OnePay’s second line of defense responsible for establishing and overseeing the firm’s compliance control environment. Distinct from independent Compliance Testing, the team partners across the organization to ensure compliance risks are appropriately identified, assessed, and managed through effective controls, monitoring, and governance throughout the product lifecycle. You will:
Relationships: build trusted relationships across Product, Operations, Engineering, Legal, Risk, Compliance and other business partners to influence compliance outcomes. Success in this role requires strong collaboration, credibility, and influence to translate technical compliance analysis into meaningful business outcomes.
Controls framework: support the maintenance and ongoing enhancement of the compliance control framework, including centralized control inventories, risk-to-control mapping, ownership, control documentation, and monitoring relationships within the firm’s GRC platform.
Risk assessment: support the enterprise Compliance Risk Assessment process by maintaining the compliance risk register, facilitating periodic risk assessments, supporting calibration of inherent and residual risk ratings, and ensuring identified risks are appropriately mapped to controls and monitoring activities.
Monitoring: develop, execute, and enhance risk-based monitoring activities, including exception reporting, threshold monitoring, trend analysis, and data quality reviews across applicable regulatory requirements. Recommend and implement automation, data analytics, and AI-enabled solutions that improve monitoring efficiency and coverage.
Process Improvement: recommend opportunities to improve existing controls, monitoring activities, documentation, and operational processes to increase efficiency, consistency, and scalability.
Cross-functional coordination: partner with Regulatory Change Management, Operational Change Management, and Third-Party Risk Management to translate regulatory changes, operational/system changes, and third-party relationships into control and monitoring impacts, and perform compliance risk and control impact assessments for material changes.
Product compliance: partner with cross-functional teams during product development and implementation to ensure compliance risks, controls, and monitoring activities are identified and documented prior to launch. Provide ongoing post-launch oversight to identify emerging compliance risks, control gaps, and opportunities for enhancement.
Program ownership: support assigned regulatory or operational domains by serving as a compliance resource and trusted partner, which may include Disputes (Reg E/Reg Z), Fraud, FCRA reporting and disputes, AI governance, operations change management, and third-party/partner monitoring.
Escalation & reporting: prepare clear, concise reporting for leadership, governance committees, and other stakeholders highlighting monitoring results, emerging risks, control trends, key observations, and recommended actions.
Advisory & challenge: provide credible second-line challenge on control design, issue remediation, and root cause analysis while maintaining appropriate separation from first-line control ownership and execution.
Mid Career (5-10 Years) with progressively responsible experience in Compliance, Risk Management, Controls, Compliance Monitoring, or a related second-line function within banking, fintech, or another regulated financial services environment.
Strong analytical and organizational skills with high attention to detail and accuracy and the ability to manage multiple priorities.
Experience using GRC platforms and risk assessment methodologies, including risk registers, inherent and residual risk assessments and control documentation.
Experience partnering across regulatory change management, operational/project change management, and third-party or vendor risk to assess the control impact of change.
Experience leveraging data analytics, automation, or AI-enabled tools to improve compliance monitoring, reporting, or operational efficiency, or a demonstrated ability to quickly adopt emerging technologies.
A risk-based mindset — demonstrates strong critical thinking and sound judgment with the ability to identify root causes, assess risk, and balance regulatory expectations with practical business solutions.
Excellent written and verbal communication skills (English proficiency required), with a track record of producing clear, audit-ready documentation and high-impact reporting for management and risk committees. Ability to communicate effectively with technical teams, business leaders, and executive stakeholders.
A proven track record of delivering high-quality work under competing priorities and deadlines.
CRCM, CIA or equivalent certification preferred.
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nCompliance Controls & Monitoring (C&M) is OnePay’s second line of defense responsible for establishing and overseeing the firm’s compliance control environment. Distinct from independent Compliance Testing, the team partners across the organization to ensure compliance risks are appropriately identified, assessed, and managed through effective controls, monitoring, and governance throughout the product lifecycle. You will:\n\n - Relationships: build trusted relationships across Product, Operations, Engineering, Legal, Risk, Compliance and other business partners to influence compliance outcomes. Success in this role requires strong collaboration, credibility, and influence to translate technical compliance analysis into meaningful business outcomes.\n\n - Controls framework: support the maintenance and ongoing enhancement of the compliance control framework, including centralized control inventories, risk-to-control mapping, ownership, control documentation, and monitoring relationships within the firm’s GRC platform.\n\n - Risk assessment: support the enterprise Compliance Risk Assessment process by maintaining the compliance risk register, facilitating periodic risk assessments, supporting calibration of inherent and residual risk ratings, and ensuring identified risks are appropriately mapped to controls and monitoring activities.\n\n - Monitoring: develop, execute, and enhance risk-based monitoring activities, including exception reporting, threshold monitoring, trend analysis, and data quality reviews across applicable regulatory requirements. Recommend and implement automation, data analytics, and AI-enabled solutions that improve monitoring efficiency and coverage.\n\n - Process Improvement: recommend opportunities to improve existing controls, monitoring activities, documentation, and operational processes to increase efficiency, consistency, and scalability.\n\n - Cross-functional coordination: partner with Regulatory Change Management, Operational Change Management, and Third-Party Risk Management to translate regulatory changes, operational/system changes, and third-party relationships into control and monitoring impacts, and perform compliance risk and control impact assessments for material changes.\n\n - Product compliance: partner with cross-functional teams during product development and implementation to ensure compliance risks, controls, and monitoring activities are identified and documented prior to launch. Provide ongoing post-launch oversight to identify emerging compliance risks, control gaps, and opportunities for enhancement.\n\n - Program ownership: support assigned regulatory or operational domains by serving as a compliance resource and trusted partner, which may include Disputes (Reg E/Reg Z), Fraud, FCRA reporting and disputes, AI governance, operations change management, and third-party/partner monitoring.\n\n - Escalation & reporting: prepare clear, concise reporting for leadership, governance committees, and other stakeholders highlighting monitoring results, emerging risks, control trends, key observations, and recommended actions.\n\n - Advisory & challenge: provide credible second-line challenge on control design, issue remediation, and root cause analysis while maintaining appropriate separation from first-line control ownership and execution.\n\n\nYOU BRING\n\n - Mid Career (5-10 Years) with progressively responsible experience in Compliance, Risk Management, Controls, Compliance Monitoring, or a related second-line function within banking, fintech, or another regulated financial services environment.\n\n - Strong analytical and organizational skills with high attention to detail and accuracy and the ability to manage multiple priorities.\n\n - Experience using GRC platforms and risk assessment methodologies, including risk registers, inherent and residual risk assessments and control documentation.\n\n - Experience partnering across regulatory change management, operational/project change management, and third-party or vendor risk to assess the control impact of change.\n\n - Experience leveraging data analytics, automation, or AI-enabled tools to improve compliance monitoring, reporting, or operational efficiency, or a demonstrated ability to quickly adopt emerging technologies.\n\n - A risk-based mindset — demonstrates strong critical thinking and sound judgment with the ability to identify root causes, assess risk, and balance regulatory expectations with practical business solutions.\n\n - Excellent written and verbal communication skills (English proficiency required), with a track record of producing clear, audit-ready documentation and high-impact reporting for management and risk committees. Ability to communicate effectively with technical teams, business leaders, and executive stakeholders.\n\n - A proven track record of delivering high-quality work under competing priorities and deadlines.\n\n - CRCM, CIA or equivalent certification preferred.\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"5b7f66da-b83f-493d-82e6-fa9684bb08fd","title":"Credit Analytics ","department":"Data","team":"Data","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-08-20T15:36:51.810+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/5b7f66da-b83f-493d-82e6-fa9684bb08fd","applyUrl":"https://jobs.ashbyhq.com/oneapp/5b7f66da-b83f-493d-82e6-fa9684bb08fd/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
The Role
As a member of the analytics team, you bring order to vast amounts of internal and external data so OnePay can make better data-driven credit decisions, faster. You’ll own credit and product analytics for our in house liquidity products driving smarter decisions, better outcomes for our customers and growth for the business. You understand that risk is about more than minimizing losses and are eager to work cross functionally with product, engineering and data science teams to drive the business forward
In this role, you will:
Own credit strategy end-to-end across advance, overdraft and other credit products — creating policies that balance growth and risk
Think holistically about customer behavior, not just program-level metrics — connect segmentation and behavioral signals across products to uncover new insights
Launch new credit products from scratch balancing first principles and limited data to scale innovative experiences with a credit and product lens
Leverage AI-powered tools and techniques to accelerate analysis, develop and validate predictive insights, and push the boundaries of what’s possible in product analytics.
Share insights and recommendations to senior leadership and stakeholders to influence the direction of the business
You bring
4-8 years of professional experience in credit analytics with a proven track record of leveraging quantitative analyses to drive business or product changes in a fast-paced environment.
Demonstrated experience with consumer underwriting strategy and/or portfolio risk analytics — cash advance, overdraft, BNPL, or short-term consumer lending experience is a strong plus.
Advanced SQL and AI skills, with the ability to independently pull and analyze complex datasets.
Strong analytical thinking and problem-solving skills — you can go from ambiguous questions to clear insights.
Intellectual curiosity to look beyond the ‘what’ and answer the ‘why’.
An act-like-an-owner mentality. We have a bias toward taking action.
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\nThe Role\n\nAs a member of the analytics team, you bring order to vast amounts of internal and external data so OnePay can make better data-driven credit decisions, faster. You’ll own credit and product analytics for our in house liquidity products driving smarter decisions, better outcomes for our customers and growth for the business. You understand that risk is about more than minimizing losses and are eager to work cross functionally with product, engineering and data science teams to drive the business forward\n\nIn this role, you will:\n\n - Own credit strategy end-to-end across advance, overdraft and other credit products — creating policies that balance growth and risk\n\n - Think holistically about customer behavior, not just program-level metrics — connect segmentation and behavioral signals across products to uncover new insights\n\n - Launch new credit products from scratch balancing first principles and limited data to scale innovative experiences with a credit and product lens\n\n - Leverage AI-powered tools and techniques to accelerate analysis, develop and validate predictive insights, and push the boundaries of what’s possible in product analytics.\n\n - Share insights and recommendations to senior leadership and stakeholders to influence the direction of the business\n\nYou bring\n\n - 4-8 years of professional experience in credit analytics with a proven track record of leveraging quantitative analyses to drive business or product changes in a fast-paced environment.\n\n - Demonstrated experience with consumer underwriting strategy and/or portfolio risk analytics — cash advance, overdraft, BNPL, or short-term consumer lending experience is a strong plus.\n\n - Advanced SQL and AI skills, with the ability to independently pull and analyze complex datasets.\n\n - Strong analytical thinking and problem-solving skills — you can go from ambiguous questions to clear insights.\n\n - Intellectual curiosity to look beyond the ‘what’ and answer the ‘why’.\n\n - An act-like-an-owner mentality. We have a bias toward taking action.\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"39659b3e-4a94-4b17-98e9-fdc94460f8ee","title":"Security and Threat Operations Engineer","department":"Engineering","team":"Security & Threat Operations","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-09-11T21:18:35.878+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/39659b3e-4a94-4b17-98e9-fdc94460f8ee","applyUrl":"https://jobs.ashbyhq.com/oneapp/39659b3e-4a94-4b17-98e9-fdc94460f8ee/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As a Security and Threat Operations Engineer at OnePay, your work will have a direct impact on protecting our fast-moving fintech environment. You will turn production signals into actionable detection, response, and hardening initiatives, partnering closely with Product Security, Platform Security, and Engineering teams. Your efforts will enable us to proactively identify, monitor, and stop compromised behaviors across OnePay's products and infrastructure, ensuring the continued safety and trust of our business and customers. You will:
Build and tune detections, alerts, and monitoring workflows across cloud, application, identity, and edge environments.
Review traffic patterns across APIs, authentication flows, and WAF telemetry to identify malicious activity, abuse patterns, and anomalous behavior.
Use AI responsibly as a force multiplier for triage, analysis, and workflow automation, while helping define guardrails for AI-enabled systems.
Help operate OnePay's vulnerability management program by triaging, prioritizing, and driving remediation for findings from Wiz, vulnerability scanning, and related workflows.
Develop Python-based tooling and automation to improve investigations, enrichment, response, and operational scale.
Partner with Product Security to translate threat models, security reviews, and product risks into production detections and response playbooks.
Investigate security events end to end, including triage, scoping, containment support, and follow-through on remediation.
Support vulnerability management and operational security practices in ways that align with PCI and SOC 2 expectations.
Participate in proactive threat hunting, detection improvement, and a 24x7 security incident response on-call rotation.
5+ years of experience in information security, threat detection, security operations, detection engineering, or incident response, ideally in a cloud-native or product-focused environment.
Strong experience investigating suspicious activity in web, API, authentication, and infrastructure telemetry, with the ability to distinguish attacker behavior from normal production noise.
Demonstrated ability to review traffic and event patterns for signs of malicious activity, fraud, account abuse, credential attacks, reconnaissance, and exploitation attempts.
Strong Python programming skills and the ability to write maintainable code for automation, enrichment, analysis, and security operations tooling.
Experience building and tuning detections in a SIEM or detection platform and working with observability and logging systems such as CloudWatch, Datadog, or similar platforms.
Experience operating or supporting a vulnerability management program, including triage, prioritization, remediation tracking, and stakeholder coordination.
Familiarity with cloud and application security findings from platforms such as Wiz, including CNAPP, runtime, code, and vulnerability scanning use cases.
Experience with at least one major cloud provider, preferably AWS.
Working knowledge of identity and access systems, modern authentication flows, and the security implications of internet-facing applications and APIs.
Strong understanding of threat modeling, risk prioritization, and practical security controls across applications, infrastructure, and cloud environments.
Practical experience using AI tools in security workflows, along with sound judgment about AI-specific risks such as prompt injection, data leakage, excessive tool access, and weak auditability.
Excellent analytical, communication, and cross-functional collaboration skills, especially in environments where security needs to move quickly with product and engineering teams.
Drive and proactivity - everyone here is a builder and executor
We use Node and TypeScript on the server, leveraging the NestJS framework within a microservice-oriented architecture running on Kubernetes and AWS. On the client side, we build and ship product features for iOS, Android, and web platforms using React Native. We also embrace AI-assisted development, so engineers have their choice of Claude Code or Cursor to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs a Security and Threat Operations Engineer at OnePay, your work will have a direct impact on protecting our fast-moving fintech environment. You will turn production signals into actionable detection, response, and hardening initiatives, partnering closely with Product Security, Platform Security, and Engineering teams. Your efforts will enable us to proactively identify, monitor, and stop compromised behaviors across OnePay's products and infrastructure, ensuring the continued safety and trust of our business and customers. You will:\n\n - Build and tune detections, alerts, and monitoring workflows across cloud, application, identity, and edge environments.\n\n - Review traffic patterns across APIs, authentication flows, and WAF telemetry to identify malicious activity, abuse patterns, and anomalous behavior.\n\n - Use AI responsibly as a force multiplier for triage, analysis, and workflow automation, while helping define guardrails for AI-enabled systems.\n\n - Help operate OnePay's vulnerability management program by triaging, prioritizing, and driving remediation for findings from Wiz, vulnerability scanning, and related workflows.\n\n - Develop Python-based tooling and automation to improve investigations, enrichment, response, and operational scale.\n\n - Partner with Product Security to translate threat models, security reviews, and product risks into production detections and response playbooks.\n\n - Investigate security events end to end, including triage, scoping, containment support, and follow-through on remediation.\n\n - Support vulnerability management and operational security practices in ways that align with PCI and SOC 2 expectations.\n\n - Participate in proactive threat hunting, detection improvement, and a 24x7 security incident response on-call rotation.\n\n\nYOU BRING\n\n - 5+ years of experience in information security, threat detection, security operations, detection engineering, or incident response, ideally in a cloud-native or product-focused environment.\n\n - Strong experience investigating suspicious activity in web, API, authentication, and infrastructure telemetry, with the ability to distinguish attacker behavior from normal production noise.\n\n - Demonstrated ability to review traffic and event patterns for signs of malicious activity, fraud, account abuse, credential attacks, reconnaissance, and exploitation attempts.\n\n - Strong Python programming skills and the ability to write maintainable code for automation, enrichment, analysis, and security operations tooling.\n\n - Experience building and tuning detections in a SIEM or detection platform and working with observability and logging systems such as CloudWatch, Datadog, or similar platforms.\n\n - Experience operating or supporting a vulnerability management program, including triage, prioritization, remediation tracking, and stakeholder coordination.\n\n - Familiarity with cloud and application security findings from platforms such as Wiz, including CNAPP, runtime, code, and vulnerability scanning use cases.\n\n - Experience with at least one major cloud provider, preferably AWS.\n\n - Working knowledge of identity and access systems, modern authentication flows, and the security implications of internet-facing applications and APIs.\n\n - Strong understanding of threat modeling, risk prioritization, and practical security controls across applications, infrastructure, and cloud environments.\n\n - Practical experience using AI tools in security workflows, along with sound judgment about AI-specific risks such as prompt injection, data leakage, excessive tool access, and weak auditability.\n\n - Excellent analytical, communication, and cross-functional collaboration skills, especially in environments where security needs to move quickly with product and engineering teams.\n\n - Drive and proactivity - everyone here is a builder and executor\n\n\n\n\nTOOLS WE USE\n\nWe use Node and TypeScript on the server, leveraging the NestJS framework within a microservice-oriented architecture running on Kubernetes and AWS. On the client side, we build and ship product features for iOS, Android, and web platforms using React Native. We also embrace AI-assisted development, so engineers have their choice of Claude Code or Cursor to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"946f0192-9c64-4b86-8fbd-5ff107cbf88f","title":"Quality Platform Engineer","department":"Engineering","team":"Quality Engineering - US","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-10-02T21:02:44.926+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/946f0192-9c64-4b86-8fbd-5ff107cbf88f","applyUrl":"https://jobs.ashbyhq.com/oneapp/946f0192-9c64-4b86-8fbd-5ff107cbf88f/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As a Quality Platform Engineer at OnePay, your work will directly shape how confidently every engineering team ships to production, building the internal tooling that catches problems before they reach customers of a financial platform millions of people trust. You will:
Design and own shared automation frameworks used by engineering teams across web, mobile, and backend services
Build and maintain infrastructure that runs automated suites reliably at scale, including flaky-test detection and triage tooling
Partner with engineering teams to raise coverage and testing maturity, embedding quality practices into the development workflow rather than bolting them on afterward
Develop platform for test environment provisioning, data management, and parallelized execution to keep feedback loops fast
Define quality standards, provide observability (coverage, pass rates, run times), and maintain documentation and best practices to help engineers write and maintain effective automated tests
5+ years of professional experience in frontend/backend/platform engineering with a strong testing focus
Proficiency in TypeScript/Node.js or similar languages, with experience architecting test frameworks rather than just writing test cases
Experience with cloud-native infrastructure (Kubernetes, AWS) and containerized test environments
Familiarity with testing across the stack: API/integration testing, end-to-end testing for web and mobile (e.g., React Native)
Strong communication and collaboration skills, able to influence testing practices across multiple engineering teams
Drive and proactivity - everyone here is a builder and executor
We use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs a Quality Platform Engineer at OnePay, your work will directly shape how confidently every engineering team ships to production, building the internal tooling that catches problems before they reach customers of a financial platform millions of people trust. You will:\n\n - Design and own shared automation frameworks used by engineering teams across web, mobile, and backend services\n\n - Build and maintain infrastructure that runs automated suites reliably at scale, including flaky-test detection and triage tooling\n\n - Partner with engineering teams to raise coverage and testing maturity, embedding quality practices into the development workflow rather than bolting them on afterward\n\n - Develop platform for test environment provisioning, data management, and parallelized execution to keep feedback loops fast\n\n - Define quality standards, provide observability (coverage, pass rates, run times), and maintain documentation and best practices to help engineers write and maintain effective automated tests\n\n\n\n\nYOU BRING\n\n - 5+ years of professional experience in frontend/backend/platform engineering with a strong testing focus\n\n - Proficiency in TypeScript/Node.js or similar languages, with experience architecting test frameworks rather than just writing test cases\n\n - Experience with cloud-native infrastructure (Kubernetes, AWS) and containerized test environments\n\n - Familiarity with testing across the stack: API/integration testing, end-to-end testing for web and mobile (e.g., React Native)\n\n - Strong communication and collaboration skills, able to influence testing practices across multiple engineering teams\n\n - Drive and proactivity - everyone here is a builder and executor\n\n\n\n\nTOOLS WE USE\n\nWe use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"cbeb7c64-d255-484d-bf53-be7a725e5099","title":"Consumer Communications & New Media Manager","department":"Commercial","team":"Corporate Affairs & Admin","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-09-23T17:07:18.658+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/cbeb7c64-d255-484d-bf53-be7a725e5099","applyUrl":"https://jobs.ashbyhq.com/oneapp/cbeb7c64-d255-484d-bf53-be7a725e5099/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As a Consumer Communications & New Media Manager at OnePay, you will own how the internet talks about us — building relationships with traditional consumer media, the podcasters, Substackers, live show hosts, and new media creators who actually move consumer opinion today. You'll be the connective tissue between OnePay and the voices shaping how people discover and trust us — landing us on the right pages, shows, channels and newsletters, shaping the story, and making sure those conversations land with consumers. This is a hands-on, individual-contributor role for someone who wants to own a program end to end, not just execute a calendar. You will:
Build and maintain relationships with reporters, producers, podcasters, Substackers, live show hosts, and new media creators across finance, tech, culture and lifestyle
Pitch OnePay stories and secure placements — reviews, guest appearances, interviews, newsletter features, live show segments
Manage inbound requests from media outlets and prioritize the right opportunities
Develop and manage ongoing new media partnerships that extend OnePay's reach with consumers
Write and edit pitches, briefing docs, talking points, and Q&A prep tailored to new media formats
Monitor media coverage and sentiment, flagging risks and opportunities to leadership
Partner with legal and compliance on messaging in a regulated, fintech-sensitive environment
Represent OnePay directly in interviews and appearances as needed
5+ years in communications, PR, or new media/creator relations, in-house or agency
Active, demonstrated relationships with reporters, podcasters, substackers, live show hosts, and other new media creators
Excellent writing and pitching skills — you can turn a feature into a story a host or creator wants to run
Comfort navigating fast-moving, informal media formats (live shows, podcast) alongside traditional press norms
Drive and proactivity — everyone here is a builder and executor
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs a Consumer Communications & New Media Manager at OnePay, you will own how the internet talks about us — building relationships with traditional consumer media, the podcasters, Substackers, live show hosts, and new media creators who actually move consumer opinion today. You'll be the connective tissue between OnePay and the voices shaping how people discover and trust us — landing us on the right pages, shows, channels and newsletters, shaping the story, and making sure those conversations land with consumers. This is a hands-on, individual-contributor role for someone who wants to own a program end to end, not just execute a calendar. You will:\n\n - Build and maintain relationships with reporters, producers, podcasters, Substackers, live show hosts, and new media creators across finance, tech, culture and lifestyle\n\n - Pitch OnePay stories and secure placements — reviews, guest appearances, interviews, newsletter features, live show segments\n\n - Manage inbound requests from media outlets and prioritize the right opportunities\n\n - Develop and manage ongoing new media partnerships that extend OnePay's reach with consumers\n\n - Write and edit pitches, briefing docs, talking points, and Q&A prep tailored to new media formats\n\n - Monitor media coverage and sentiment, flagging risks and opportunities to leadership\n\n - Partner with legal and compliance on messaging in a regulated, fintech-sensitive environment\n\n - Represent OnePay directly in interviews and appearances as needed\n\n\n\n\nYOU BRING\n\n - 5+ years in communications, PR, or new media/creator relations, in-house or agency\n\n - Active, demonstrated relationships with reporters, podcasters, substackers, live show hosts, and other new media creators\n\n - Excellent writing and pitching skills — you can turn a feature into a story a host or creator wants to run\n\n - Comfort navigating fast-moving, informal media formats (live shows, podcast) alongside traditional press norms\n\n - Drive and proactivity — everyone here is a builder and executor\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"d5c5cd9f-7f50-47b6-be12-ad7e4326a6ef","title":"Financial Crime Compliance/AML Investigator","department":"Legal & Compliance","team":"Compliance","employmentType":"FullTime","location":"Bangalore (Hybrid)","secondaryLocations":[],"publishedAt":"2026-09-15T05:40:46.572+00:00","isListed":true,"isRemote":null,"workplaceType":null,"address":{"postalAddress":{"addressRegion":"Karnataka","addressCountry":"India","addressLocality":"Bangalore"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/d5c5cd9f-7f50-47b6-be12-ad7e4326a6ef","applyUrl":"https://jobs.ashbyhq.com/oneapp/d5c5cd9f-7f50-47b6-be12-ad7e4326a6ef/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As a FCC Investigator, your mandate is to protect the safety of our customers by implementing the procedures and controls we have in place. This role will impact OnePay’s vision by fundamentally assisting in the development of a durable program, and the effectiveness of our financial crime compliance program. You will work closely with the Risk and Fraud team(s) working on daily monitoring and taking action on suspicious transaction alerts, and using strong investigative and analytical skills to decision alerts and escalate them as appropriate. This role reports to the FCC program manager.
This role is responsible for:
Performing investigation to identify financial crime typologies
Monitoring of sanctions and PEP screening alerts
Drafting suspicious transaction reports
Providing advice and analysis of observed ML/TF typologies and trends to identify potential areas of risk
Perform quality control reviews of sanctions and suspicious transactions alerts and reports
Participating in transaction monitoring system tuning tests
Additional duties as assigned by your manager
4+ years of experience
An act-like-an-owner mentality. We have a bias toward taking action.
Strong investigations experience with ability to tie disparate red flags and to effectively document conclusive results
Past experiences implementing BSA/AML program improvements a plus
Ability to synthesize transactional behavior through different views of transaction data set (e.g. chronological and pivoted summary data)
Self-starter, able to anticipate management needs, and comfortable working in a dynamic environment
Meticulously organized with ability to successfully manage disparate assignments in parallel
Results-oriented and analytical, with ability to work independently and adaptively, to anticipate and mitigate friction points, and to take action to promptly resolve and learn from challenges
Ability to work closely and communicate effectively with colleagues in all functions at all levels who are working remotely
Skilled in both written and verbal communications with all levels of an organization
CAMS or current candidacy a plus
Competitive salary, stock options, and benefits from Day 1
Comprehensive health insurance coverage (health insurance, accident and disability insurance, term life insurance), including mental health support and wellness programs
Hybrid work model (Bengaluru office three days a week), various time off programs (vacation, sick, other paid leaves, and paid regional holidays)
Monthly transport and work-from-home allowances
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs a FCC Investigator, your mandate is to protect the safety of our customers by implementing the procedures and controls we have in place. This role will impact OnePay’s vision by fundamentally assisting in the development of a durable program, and the effectiveness of our financial crime compliance program. You will work closely with the Risk and Fraud team(s) working on daily monitoring and taking action on suspicious transaction alerts, and using strong investigative and analytical skills to decision alerts and escalate them as appropriate. This role reports to the FCC program manager.\n\nThis role is responsible for:\n\n - Performing investigation to identify financial crime typologies\n\n - Monitoring of sanctions and PEP screening alerts\n\n - Drafting suspicious transaction reports\n\n - Providing advice and analysis of observed ML/TF typologies and trends to identify potential areas of risk\n\n - Perform quality control reviews of sanctions and suspicious transactions alerts and reports\n\n - Participating in transaction monitoring system tuning tests\n\n - Additional duties as assigned by your manager\n \n\n\nYOU BRING\n\n - 4+ years of experience\n\n - An act-like-an-owner mentality. We have a bias toward taking action.\n\n - Strong investigations experience with ability to tie disparate red flags and to effectively document conclusive results\n\n - Past experiences implementing BSA/AML program improvements a plus\n\n - Ability to synthesize transactional behavior through different views of transaction data set (e.g. chronological and pivoted summary data)\n\n - Self-starter, able to anticipate management needs, and comfortable working in a dynamic environment\n\n - Meticulously organized with ability to successfully manage disparate assignments in parallel\n\n - Results-oriented and analytical, with ability to work independently and adaptively, to anticipate and mitigate friction points, and to take action to promptly resolve and learn from challenges\n\n - Ability to work closely and communicate effectively with colleagues in all functions at all levels who are working remotely\n\n - Skilled in both written and verbal communications with all levels of an organization\n\n - CAMS or current candidacy a plus\n\n\n\n\nWHAT WE OFFER\n\n - Competitive salary, stock options, and benefits from Day 1\n\n - Comprehensive health insurance coverage (health insurance, accident and disability insurance, term life insurance), including mental health support and wellness programs\n\n - Hybrid work model (Bengaluru office three days a week), various time off programs (vacation, sick, other paid leaves, and paid regional holidays)\n\n - Monthly transport and work-from-home allowances\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"07c0a56b-f130-4055-9ccd-f200883d9a5c","title":"Finance Intern","department":"Finance","team":"Business","employmentType":"Intern","location":"New York City (Hybrid)","secondaryLocations":[],"publishedAt":"2026-09-21T23:48:08.781+00:00","isListed":true,"isRemote":null,"workplaceType":null,"address":{"postalAddress":{"addressRegion":"New York","addressCountry":"United States","addressLocality":"New York City"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/07c0a56b-f130-4055-9ccd-f200883d9a5c","applyUrl":"https://jobs.ashbyhq.com/oneapp/07c0a56b-f130-4055-9ccd-f200883d9a5c/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As a Finance Intern at OnePay, you’ll work alongside the Finance team and cross-functional partners to support financial planning, analysis, and operations initiatives. You’ll contribute to active projects by analyzing financial data, supporting reporting and forecasting efforts, and helping evaluate business decisions. On the Finance team we immerse ourselves in the data to get the facts, then partner with the Business to drive direct action for our customers.
Team Integration: You'll be paired with the Finance team and work alongside FP&A, Accounting, and Treasury partners on day-to-day deliverables, gaining exposure to how a fast-moving fintech manages its books and plans ahead.
Real-World Projects: You'll build and maintain financial models, assist with month-end close and variance analysis, and help prepare materials used in budget reviews and investor reporting. All of this is to drive action, everything we do must pass the “so what” test.
Skill Building & Career Growth: Throughout the internship, you’ll attend workshops focused on technical skills, resume building, interview prep, and professional development. You’ll also have the chance to engage with company leadership during networking events.
Mentorship: Receive guidance and feedback from your manager, as well as a dedicated mentor who will help you navigate your internship experience, ensuring continuous learning and growth.
Pursuing a Bachelor’s Degree: You’re a current student expected to graduate in the Fall 2027/Spring of 2028 majoring in Finance, Accounting, Economics, or a related field (or have significant extra curricular experience related to Finance) .
Prior Experience: You've completed at least one previous internship, or have built substantial personal or academic projects you're excited to talk through.
Availability: This is a full-time, 8-week program running June 21 - August 13, 2027. You are available to work in our New York City office at least 3-4 days a week throughout the entire program.
AI Native: You use AI daily in your work – Claude, ChatGPT, Gemini, etc. whatever best fits the task. Your default for analyses and model building is to use AI from the start. You understand AI as a tool, where it is stronger and weaker, and how to check/test for accuracy.
Proactive & Collaborative Attitude: You have an act-like-an-owner mentality, thrive in a fast-moving environment, and enjoy working with others to achieve collective goals.
Critical Thinking & Problem-Solving Skills: You enjoy tackling complex challenges, analyzing problems, and developing solutions. Clear communication of ideas is one of your strengths.
Organized & Detail-Oriented: You’re a keen listener with strong organizational skills, capable of managing multiple tasks efficiently.
Excited to Learn & Grow: You are passionate about being part of a rapidly growing organization and look forward to expanding your skills in a real-world setting. Added bonus if you are obsessed with the Fintech space and have a point of view on where it is heading next.
Early access to a high potential, high growth fintech
Hands on experience
Beautiful NYC SoHo Office
Professional development and team social outings
Work Authorization: OnePay will not sponsor applicants who need employment sponsored visas for this position. Future sponsorship will not be considered.
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs a Finance Intern at OnePay, you’ll work alongside the Finance team and cross-functional partners to support financial planning, analysis, and operations initiatives. You’ll contribute to active projects by analyzing financial data, supporting reporting and forecasting efforts, and helping evaluate business decisions. On the Finance team we immerse ourselves in the data to get the facts, then partner with the Business to drive direct action for our customers.\n\n - Team Integration: You'll be paired with the Finance team and work alongside FP&A, Accounting, and Treasury partners on day-to-day deliverables, gaining exposure to how a fast-moving fintech manages its books and plans ahead.\n\n - Real-World Projects: You'll build and maintain financial models, assist with month-end close and variance analysis, and help prepare materials used in budget reviews and investor reporting. All of this is to drive action, everything we do must pass the “so what” test.\n\n - Skill Building & Career Growth: Throughout the internship, you’ll attend workshops focused on technical skills, resume building, interview prep, and professional development. You’ll also have the chance to engage with company leadership during networking events.\n\n - Mentorship: Receive guidance and feedback from your manager, as well as a dedicated mentor who will help you navigate your internship experience, ensuring continuous learning and growth.\n\n\n\n\nYOU BRING\n\n - Pursuing a Bachelor’s Degree: You’re a current student expected to graduate in the Fall 2027/Spring of 2028 majoring in Finance, Accounting, Economics, or a related field (or have significant extra curricular experience related to Finance) .\n\n - Prior Experience: You've completed at least one previous internship, or have built substantial personal or academic projects you're excited to talk through.\n\n - Availability: This is a full-time, 8-week program running June 21 - August 13, 2027. You are available to work in our New York City office at least 3-4 days a week throughout the entire program.\n\n - AI Native: You use AI daily in your work – Claude, ChatGPT, Gemini, etc. whatever best fits the task. Your default for analyses and model building is to use AI from the start. You understand AI as a tool, where it is stronger and weaker, and how to check/test for accuracy.\n\n - Proactive & Collaborative Attitude: You have an act-like-an-owner mentality, thrive in a fast-moving environment, and enjoy working with others to achieve collective goals.\n\n - Critical Thinking & Problem-Solving Skills: You enjoy tackling complex challenges, analyzing problems, and developing solutions. Clear communication of ideas is one of your strengths.\n\n - Organized & Detail-Oriented: You’re a keen listener with strong organizational skills, capable of managing multiple tasks efficiently.\n\n - Excited to Learn & Grow: You are passionate about being part of a rapidly growing organization and look forward to expanding your skills in a real-world setting. Added bonus if you are obsessed with the Fintech space and have a point of view on where it is heading next.\n\n\n\n\nWHAT WE OFFER\n\n - Early access to a high potential, high growth fintech\n\n - Hands on experience\n\n - Beautiful NYC SoHo Office\n\n - Professional development and team social outings\n\n\n\nWork Authorization: OnePay will not sponsor applicants who need employment sponsored visas for this position. Future sponsorship will not be considered.\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"a6db6bbb-bc8d-43d2-9dd6-1047a9d5aec5","title":"Partnerships Intern","department":"Commercial","team":"Business Development","employmentType":"Intern","location":"New York City (Hybrid)","secondaryLocations":[],"publishedAt":"2026-09-21T22:14:52.833+00:00","isListed":true,"isRemote":null,"workplaceType":null,"address":{"postalAddress":{"addressRegion":"New York","addressCountry":"United States","addressLocality":"New York City"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/a6db6bbb-bc8d-43d2-9dd6-1047a9d5aec5","applyUrl":"https://jobs.ashbyhq.com/oneapp/a6db6bbb-bc8d-43d2-9dd6-1047a9d5aec5/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As a Partnerships Intern at OnePay, you’ll work alongside the Commercial team to support partnerships, market and product diligence, and deal execution to help bring OnePay’s products to life.. You'll sit at the intersection of Commercial, Product, and Legal, and get hands-on exposure to how a fast-moving fintech finds, evaluates, and signs the partners its products depend on.
Team Integration: You’ll be paired with Commercial team members and work alongside Partnerships, Legal, and Product partners,, sitting in on external diligence calls, internal redline reviews, and supporting strategy work.
Real-World Projects: You’ll research prospective partners and markets, help build strategy and deal materials for new product categories,, and support outreach and deal execution.
Skill Building & Career Growth: Throughout the internship, you’ll attend workshops focused on technical skills, resume building, interview prep, and professional development. You’ll also have the chance to engage with company leadership during networking events.
Mentorship: Receive guidance and feedback from your manager, as well as a dedicated mentor who will help you navigate your internship experience, ensuring continuous learning and growth.
Pursuing a Bachelor’s Degree: You’re a current student expected to graduate in the Fall 2027/Spring of 2028 majoring in Business, Economics, Finance, Marketing, or a related field.
Prior Experience: You've completed at least one previous internship, or have built substantial personal or academic projects you're excited to talk through.
Availability: This is a full-time, 8-week program running June 21 - August 13, 2027. You are available to work in our New York City office at least 3-4 days a week throughout the entire program.
Proactive & Collaborative Attitude: You have an act-like-an-owner mentality, thrive in a fast-moving environment, and enjoy working with others to achieve collective goals.
Critical Thinking & Problem-Solving Skills: You enjoy tackling complex challenges, analyzing problems, and developing solutions. Clear communication of ideas is one of your strengths.
Organized & Detail-Oriented: You’re a keen listener with strong organizational skills, capable of managing multiple tasks efficiently.
Excited to Learn & Grow: You are passionate about being part of a rapidly growing organization and look forward to expanding your skills in a real-world setting.
Early access to a high potential, high growth fintech
Hands on experience
Beautiful NYC SoHo Office
Professional development and team social outings
Program runs June 21 - August 13, 2027 (8 weeks, full-time, in our NYC office)
We review applications and conduct interviews on a rolling basis as they come in
No offer decisions will be made until the application window closes – all candidates are evaluated together before final decisions go out
We are targeting a finalized cohort by December 1, 2026
If there are intern spots still available, we may reopen applications in Spring 2027
Work Authorization: OnePay will not sponsor applicants who need employment sponsored visas for this position. Future sponsorship will not be considered.
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs a Partnerships Intern at OnePay, you’ll work alongside the Commercial team to support partnerships, market and product diligence, and deal execution to help bring OnePay’s products to life.. You'll sit at the intersection of Commercial, Product, and Legal, and get hands-on exposure to how a fast-moving fintech finds, evaluates, and signs the partners its products depend on.\n\n - Team Integration: You’ll be paired with Commercial team members and work alongside Partnerships, Legal, and Product partners,, sitting in on external diligence calls, internal redline reviews, and supporting strategy work.\n\n - Real-World Projects: You’ll research prospective partners and markets, help build strategy and deal materials for new product categories,, and support outreach and deal execution.\n\n - Skill Building & Career Growth: Throughout the internship, you’ll attend workshops focused on technical skills, resume building, interview prep, and professional development. You’ll also have the chance to engage with company leadership during networking events.\n\n - Mentorship: Receive guidance and feedback from your manager, as well as a dedicated mentor who will help you navigate your internship experience, ensuring continuous learning and growth.\n\n\n\n\nYOU BRING\n\n - Pursuing a Bachelor’s Degree: You’re a current student expected to graduate in the Fall 2027/Spring of 2028 majoring in Business, Economics, Finance, Marketing, or a related field.\n\n - Prior Experience: You've completed at least one previous internship, or have built substantial personal or academic projects you're excited to talk through.\n\n - Availability: This is a full-time, 8-week program running June 21 - August 13, 2027. You are available to work in our New York City office at least 3-4 days a week throughout the entire program.\n\n - Proactive & Collaborative Attitude: You have an act-like-an-owner mentality, thrive in a fast-moving environment, and enjoy working with others to achieve collective goals.\n\n - Critical Thinking & Problem-Solving Skills: You enjoy tackling complex challenges, analyzing problems, and developing solutions. Clear communication of ideas is one of your strengths.\n\n - Organized & Detail-Oriented: You’re a keen listener with strong organizational skills, capable of managing multiple tasks efficiently.\n\n - Excited to Learn & Grow: You are passionate about being part of a rapidly growing organization and look forward to expanding your skills in a real-world setting.\n\n\n\n\nWHAT WE OFFER\n\n - Early access to a high potential, high growth fintech\n\n - Hands on experience\n\n - Beautiful NYC SoHo Office\n\n - Professional development and team social outings\n\n\n\n\nPROGRAM & APPLICATION TIMELINE\n\n - Program runs June 21 - August 13, 2027 (8 weeks, full-time, in our NYC office)\n\n - We review applications and conduct interviews on a rolling basis as they come in\n\n - No offer decisions will be made until the application window closes – all candidates are evaluated together before final decisions go out\n\n - We are targeting a finalized cohort by December 1, 2026\n\n - If there are intern spots still available, we may reopen applications in Spring 2027\n\n\n\nWork Authorization: OnePay will not sponsor applicants who need employment sponsored visas for this position. Future sponsorship will not be considered.\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"f641bb45-b779-4a71-a775-9ee8e43bc8c2","title":"Legal & Compliance Intern","department":"Legal & Compliance","team":"Legal","employmentType":"Intern","location":"New York City (Hybrid)","secondaryLocations":[],"publishedAt":"2026-09-21T23:21:20.424+00:00","isListed":true,"isRemote":null,"workplaceType":null,"address":{"postalAddress":{"addressRegion":"New York","addressCountry":"United States","addressLocality":"New York City"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/f641bb45-b779-4a71-a775-9ee8e43bc8c2","applyUrl":"https://jobs.ashbyhq.com/oneapp/f641bb45-b779-4a71-a775-9ee8e43bc8c2/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As a Legal & Compliance Intern at OnePay, you’ll work alongside the Legal & Compliance team to support contracts, regulatory research, policy development, and compliance reviews across active initiatives, with a particular focus on the cross-section between financial services regulation, data privacy, artificial intelligence, and marketing compliance. You’ll gain hands-on exposure to how a fast-moving fintech manages legal risk and compliance obligations.
Team Integration: You’ll be paired with Legal & Compliance team members and work alongside Product, Risk, Privacy, Marketing, and Business partners, sitting in on contract reviews, compliance meetings, privacy reviews, and policy discussions.
Real-World Projects: You’ll support contract drafting and review, conduct regulatory research, help develop and update policies (including privacy notices and AI governance frameworks), and assist with compliance reviews and cross-functional projects, including data privacy assessments (e.g., CCPA/CPRA,, AI and machine-learning governance reviews, and marketing and advertising compliance reviews (e.g., TCPA, CAN-SPAM, UDAAP, claims substantiation).
Skill Building & Career Growth: Throughout the internship, you’ll attend workshops focused on technical skills, resume building, interview prep, and professional development. You’ll also have the chance to engage with company leadership during networking events.
Mentorship: Receive guidance and feedback from your manager, as well as a dedicated mentor who will help you navigate your internship experience, ensuring continuous learning and growth.
You are currently in Law School: You’re a current law student, with an interest in financial services, regulatory, data privacy, artificial intelligence, or marketing and advertising law.
Relevant Coursework or Exposure: You have coursework, clinic, or project experience touching financial services regulation, data privacy law, AI or emerging-technology regulation, or advertising and marketing law, and enjoy translating fast-moving legal and regulatory developments into practical guidance.
Prior Experience: You’ve completed at least one previous internship or clerkship, or have built substantial personal or academic projects you’re excited to talk through.
Availability: This is a full-time, 8-week program running June 21 - August 13, 2027. You are available to work in our New York City office at least 3-4 days a week throughout the entire program.
Proactive & Collaborative Attitude: You have an act-like-an-owner mentality, thrive in a fast-moving environment, and enjoy working with others to achieve collective goals.
Critical Thinking & Problem-Solving Skills: You enjoy tackling complex challenges, analyzing problems, and developing solutions. Clear communication of ideas is one of your strengths.
Organized & Detail-Oriented: You’re a keen listener with strong organizational skills, capable of managing multiple tasks efficiently.
Excited to Learn & Grow: You are passionate about being part of a rapidly growing organization and look forward to expanding your skills in a real-world setting.
Early access to a high potential, high growth fintech
Hands on experience
Beautiful NYC SoHo Office
Professional development and team social outings
Program runs June 21 - August 13, 2027 (8 weeks, full-time, in our NYC office)
We review applications and conduct interviews on a rolling basis as they come in
No offer decisions will be made until the application window closes – all candidates are evaluated together before final decisions go out
We are targeting a finalized cohort by December 1, 2026
If there are intern spots still available, we may reopen applications in Spring 2027
Work Authorization: OnePay will not sponsor applicants who need employment sponsored visas for this position. Future sponsorship will not be considered.
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs a Legal & Compliance Intern at OnePay, you’ll work alongside the Legal & Compliance team to support contracts, regulatory research, policy development, and compliance reviews across active initiatives, with a particular focus on the cross-section between financial services regulation, data privacy, artificial intelligence, and marketing compliance. You’ll gain hands-on exposure to how a fast-moving fintech manages legal risk and compliance obligations.\n\n - Team Integration: You’ll be paired with Legal & Compliance team members and work alongside Product, Risk, Privacy, Marketing, and Business partners, sitting in on contract reviews, compliance meetings, privacy reviews, and policy discussions.\n\n - Real-World Projects: You’ll support contract drafting and review, conduct regulatory research, help develop and update policies (including privacy notices and AI governance frameworks), and assist with compliance reviews and cross-functional projects, including data privacy assessments (e.g., CCPA/CPRA,, AI and machine-learning governance reviews, and marketing and advertising compliance reviews (e.g., TCPA, CAN-SPAM, UDAAP, claims substantiation).\n\n - Skill Building & Career Growth: Throughout the internship, you’ll attend workshops focused on technical skills, resume building, interview prep, and professional development. You’ll also have the chance to engage with company leadership during networking events.\n\n - Mentorship: Receive guidance and feedback from your manager, as well as a dedicated mentor who will help you navigate your internship experience, ensuring continuous learning and growth.\n\n\n\n\nYOU BRING\n\n - You are currently in Law School: You’re a current law student, with an interest in financial services, regulatory, data privacy, artificial intelligence, or marketing and advertising law.\n\n - Relevant Coursework or Exposure: You have coursework, clinic, or project experience touching financial services regulation, data privacy law, AI or emerging-technology regulation, or advertising and marketing law, and enjoy translating fast-moving legal and regulatory developments into practical guidance.\n\n - Prior Experience: You’ve completed at least one previous internship or clerkship, or have built substantial personal or academic projects you’re excited to talk through.\n\n - Availability: This is a full-time, 8-week program running June 21 - August 13, 2027. You are available to work in our New York City office at least 3-4 days a week throughout the entire program.\n\n - Proactive & Collaborative Attitude: You have an act-like-an-owner mentality, thrive in a fast-moving environment, and enjoy working with others to achieve collective goals.\n\n - Critical Thinking & Problem-Solving Skills: You enjoy tackling complex challenges, analyzing problems, and developing solutions. Clear communication of ideas is one of your strengths.\n\n - Organized & Detail-Oriented: You’re a keen listener with strong organizational skills, capable of managing multiple tasks efficiently.\n\n - Excited to Learn & Grow: You are passionate about being part of a rapidly growing organization and look forward to expanding your skills in a real-world setting.\n\n\n\n\nWHAT WE OFFER\n\n - Early access to a high potential, high growth fintech\n\n - Hands on experience\n\n - Beautiful NYC SoHo Office\n\n - Professional development and team social outings\n\n\n\n\nPROGRAM & APPLICATION TIMELINE\n\n - Program runs June 21 - August 13, 2027 (8 weeks, full-time, in our NYC office)\n\n - We review applications and conduct interviews on a rolling basis as they come in\n\n - No offer decisions will be made until the application window closes – all candidates are evaluated together before final decisions go out\n\n - We are targeting a finalized cohort by December 1, 2026\n\n - If there are intern spots still available, we may reopen applications in Spring 2027\n\n\n\nWork Authorization: OnePay will not sponsor applicants who need employment sponsored visas for this position. Future sponsorship will not be considered.\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"ae9fcbfc-424f-4d17-9712-3ea3126e1063","title":"Design Intern","department":"Design","team":"Experience","employmentType":"Intern","location":"New York City (Hybrid)","secondaryLocations":[],"publishedAt":"2026-09-21T23:46:08.746+00:00","isListed":true,"isRemote":null,"workplaceType":null,"address":{"postalAddress":{"addressRegion":"New York","addressCountry":"United States","addressLocality":"New York City"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/ae9fcbfc-424f-4d17-9712-3ea3126e1063","applyUrl":"https://jobs.ashbyhq.com/oneapp/ae9fcbfc-424f-4d17-9712-3ea3126e1063/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As a Design Intern at OnePay, you’ll work alongside the Design team to support product discovery, competitive analysis, interaction design, prototyping, and design systems work across active initiatives. You’ll gain hands-on exposure to how a fast-moving fintech builds and scales product design.
Team Integration: You’ll be paired with Design team members and work alongside Product and Engineering partners, with opportunities to collaborate with Analytics. You’ll participate in design reviews, critiques, product discovery, and competitive analysis.
Real-World Projects: You’ll support product discovery, competitive analysis, interaction design, and prototyping, and contribute to our design system while working on real product surfaces from concept through execution.
Skill Building & Career Growth: Throughout the internship, you’ll attend workshops focused on technical skills, resume building, interview prep, and professional development. You’ll also have the chance to engage with company leadership during networking events.
Mentorship: Receive guidance and feedback from your manager, as well as a dedicated mentor who will help you navigate your internship experience, ensuring continuous learning and growth.
In Your Final Year of Undergrad: You’re a current Bachelor’s student expected to graduate in Fall 2027 or Spring 2028, majoring in Design, HCI, Interaction Design, Visual Design, or a related field.
Prior Experience: You’ve completed at least one previous internship, or have built a portfolio of substantial personal or academic design projects you’re excited to talk through.
Availability: This is a full-time, 8-week program running June 21 - August 13, 2027. You are available to work in our New York City office at least 3-4 days a week throughout the entire program.
Proactive & Collaborative Attitude: You have an act-like-an-owner mentality, thrive in a fast-moving environment, and enjoy working with others to achieve collective goals.
Critical Thinking & Problem-Solving Skills: You enjoy tackling complex challenges, analyzing problems, and developing solutions. Clear communication of ideas is one of your strengths.
Organized & Detail-Oriented: You’re a keen listener with strong organizational skills, capable of managing multiple tasks efficiently.
Excited to Learn & Grow: You are passionate about being part of a rapidly growing organization and look forward to expanding your skills in a real-world setting.
Early access to a high potential, high growth fintech
Hands on experience
Beautiful NYC SoHo Office
Professional development and team social outings
Program runs June 21 - August 13, 2027 (8 weeks, full-time, in our NYC office)
We review applications and conduct interviews on a rolling basis as they come in
No offer decisions will be made until the application window closes – all candidates are evaluated together before final decisions go out
We are targeting a finalized cohort by December 1, 2026
If there are intern spots still available, we may reopen applications in Spring 2027
Work Authorization: OnePay will not sponsor applicants who need employment sponsored visas for this position. Future sponsorship will not be considered.
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs a Design Intern at OnePay, you’ll work alongside the Design team to support product discovery, competitive analysis, interaction design, prototyping, and design systems work across active initiatives. You’ll gain hands-on exposure to how a fast-moving fintech builds and scales product design.\n\n - Team Integration: You’ll be paired with Design team members and work alongside Product and Engineering partners, with opportunities to collaborate with Analytics. You’ll participate in design reviews, critiques, product discovery, and competitive analysis.\n\n - Real-World Projects: You’ll support product discovery, competitive analysis, interaction design, and prototyping, and contribute to our design system while working on real product surfaces from concept through execution.\n\n - Skill Building & Career Growth: Throughout the internship, you’ll attend workshops focused on technical skills, resume building, interview prep, and professional development. You’ll also have the chance to engage with company leadership during networking events.\n\n - Mentorship: Receive guidance and feedback from your manager, as well as a dedicated mentor who will help you navigate your internship experience, ensuring continuous learning and growth.\n\n\n\n\nYOU BRING\n\n - In Your Final Year of Undergrad: You’re a current Bachelor’s student expected to graduate in Fall 2027 or Spring 2028, majoring in Design, HCI, Interaction Design, Visual Design, or a related field.\n\n - Prior Experience: You’ve completed at least one previous internship, or have built a portfolio of substantial personal or academic design projects you’re excited to talk through.\n\n - Availability: This is a full-time, 8-week program running June 21 - August 13, 2027. You are available to work in our New York City office at least 3-4 days a week throughout the entire program.\n\n - Proactive & Collaborative Attitude: You have an act-like-an-owner mentality, thrive in a fast-moving environment, and enjoy working with others to achieve collective goals.\n\n - Critical Thinking & Problem-Solving Skills: You enjoy tackling complex challenges, analyzing problems, and developing solutions. Clear communication of ideas is one of your strengths.\n\n - Organized & Detail-Oriented: You’re a keen listener with strong organizational skills, capable of managing multiple tasks efficiently.\n\n - Excited to Learn & Grow: You are passionate about being part of a rapidly growing organization and look forward to expanding your skills in a real-world setting.\n\n\n\n\nWHAT WE OFFER\n\n - Early access to a high potential, high growth fintech\n\n - Hands on experience\n\n - Beautiful NYC SoHo Office\n\n - Professional development and team social outings\n\n\n\n\nPROGRAM & APPLICATION TIMELINE\n\n - Program runs June 21 - August 13, 2027 (8 weeks, full-time, in our NYC office)\n\n - We review applications and conduct interviews on a rolling basis as they come in\n\n - No offer decisions will be made until the application window closes – all candidates are evaluated together before final decisions go out\n\n - We are targeting a finalized cohort by December 1, 2026\n\n - If there are intern spots still available, we may reopen applications in Spring 2027\n\n\n\nWork Authorization: OnePay will not sponsor applicants who need employment sponsored visas for this position. Future sponsorship will not be considered.\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"84beb108-c04b-42d3-a9ae-9a91210201b7","title":"AI Research Intern","department":"Data","team":"AI","employmentType":"Intern","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-09-21T22:40:23.615+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/84beb108-c04b-42d3-a9ae-9a91210201b7","applyUrl":"https://jobs.ashbyhq.com/oneapp/84beb108-c04b-42d3-a9ae-9a91210201b7/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As an AI Research Intern, your mandate is to research and prototype foundation models, both transformer-based and graph-based, applied to OnePay's customer, transaction, and merchant data. You'll work on real modeling problems and build a working prototype that demonstrates the approach. This role will impact OnePay's vision by providing a remarkable customer experience, driving positive business outcomes, and improving operational efficiency. You will work closely with the product, engineering and applied science team(s) working across all business units. This role reports to the Head of AI/ML.
This role is responsible for:
Research, design, and train foundation models on OnePay's data, working with transformer and/or graph-based architectures.
Run experiments, evaluate results rigorously, and turn promising findings into a working prototype.
Opportunity to work in an extremely fast paced growing company
Partner with Product, Engineering and Analytics teams to ensure we are providing a remarkable customer experience.
Driving significant impact on the company’s bottom line.
Final-Year Graduate Student: You’re in the final year of a master’s or PhD program, expected to graduate in Fall 2027 or Spring 2028, majoring in Engineering or a related field.
Deep Learning Fundamentals: You have a strong grasp of how neural networks work under the hood, including backpropagation, attention, embeddings, optimization, and training dynamics. You've implemented, trained, or fine-tuned models yourself through research, coursework, or personal projects, and you're comfortable working in PyTorch or an equivalent framework.
Prior Experience: You've completed at least one previous internship in research, machine learning, or software engineering, or have built substantial personal or academic projects you're excited to talk through.
Availability: This is a full-time, 8-week program running June 21 - August 13, 2027. You are available to work in our New York City office at least 3-4 days a week throughout.
Proactive & Collaborative Attitude: You have an act-like-an-owner mentality, thrive in a fast-moving environment, and enjoy working with others to achieve collective goals.
Critical Thinking & Problem-Solving Skills: You enjoy tackling complex challenges, analyzing problems, and developing solutions. Clear communication of ideas is one of your strengths.
Organized & Detail-Oriented: You’re a keen listener with strong organizational skills, capable of managing multiple tasks efficiently.
Excited to Learn & Grow: You are passionate about being part of a rapidly growing start-up and look forward to expanding your skills in a real-world setting.
Familiarity with transformer-based foundation model architectures, including pre-training, fine-tuning, inference, and the tradeoffs between approaches.
Exposure to graph-based learning or graph foundation models, such as GNNs, message passing, or representation learning on graph-structured data.
Coursework or projects involving Large Language Models or Generative AI.
Research output in any of the above: publications, workshop papers, or open-source contributions.
Early access to a high potential, high growth fintech
Hands on experience building product ready to ship
Beautiful NYC SoHo Office
Professional development and team social outings
Program runs June 21 - August 13, 2027 (8 weeks, full-time, in our NYC office)
We review applications and conduct interviews on a rolling basis as they come in
No offer decisions will be made until the application window closes – all candidates are evaluated together before final decisions go out
We are targeting a finalized cohort by December 1, 2026
If there are intern spots still available, we may reopen applications in Spring 2027
Work Authorization: OnePay will not sponsor applicants who need employment sponsored visas for this position. Future sponsorship will not be considered.
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs an AI Research Intern, your mandate is to research and prototype foundation models, both transformer-based and graph-based, applied to OnePay's customer, transaction, and merchant data. You'll work on real modeling problems and build a working prototype that demonstrates the approach. This role will impact OnePay's vision by providing a remarkable customer experience, driving positive business outcomes, and improving operational efficiency. You will work closely with the product, engineering and applied science team(s) working across all business units. This role reports to the Head of AI/ML.\n\nThis role is responsible for:\n\n - Research, design, and train foundation models on OnePay's data, working with transformer and/or graph-based architectures.\n\n - Run experiments, evaluate results rigorously, and turn promising findings into a working prototype.\n\n - Opportunity to work in an extremely fast paced growing company\n\n - Partner with Product, Engineering and Analytics teams to ensure we are providing a remarkable customer experience.\n\n - Driving significant impact on the company’s bottom line.\n\n\n\n\nYOU BRING\n\n - Final-Year Graduate Student: You’re in the final year of a master’s or PhD program, expected to graduate in Fall 2027 or Spring 2028, majoring in Engineering or a related field.\n\n - Deep Learning Fundamentals: You have a strong grasp of how neural networks work under the hood, including backpropagation, attention, embeddings, optimization, and training dynamics. You've implemented, trained, or fine-tuned models yourself through research, coursework, or personal projects, and you're comfortable working in PyTorch or an equivalent framework.\n\n - Prior Experience: You've completed at least one previous internship in research, machine learning, or software engineering, or have built substantial personal or academic projects you're excited to talk through.\n\n - Availability: This is a full-time, 8-week program running June 21 - August 13, 2027. You are available to work in our New York City office at least 3-4 days a week throughout.\n\n - Proactive & Collaborative Attitude: You have an act-like-an-owner mentality, thrive in a fast-moving environment, and enjoy working with others to achieve collective goals.\n\n - Critical Thinking & Problem-Solving Skills: You enjoy tackling complex challenges, analyzing problems, and developing solutions. Clear communication of ideas is one of your strengths.\n\n - Organized & Detail-Oriented: You’re a keen listener with strong organizational skills, capable of managing multiple tasks efficiently.\n\n - Excited to Learn & Grow: You are passionate about being part of a rapidly growing start-up and look forward to expanding your skills in a real-world setting.\n\n\n\n\nNICE TO HAVE\n\n - Familiarity with transformer-based foundation model architectures, including pre-training, fine-tuning, inference, and the tradeoffs between approaches.\n\n - Exposure to graph-based learning or graph foundation models, such as GNNs, message passing, or representation learning on graph-structured data.\n\n - Coursework or projects involving Large Language Models or Generative AI.\n\n - Research output in any of the above: publications, workshop papers, or open-source contributions.\n\n\n\n\nWHAT WE OFFER\n\n - Early access to a high potential, high growth fintech\n\n - Hands on experience building product ready to ship\n\n - Beautiful NYC SoHo Office\n\n - Professional development and team social outings\n\n\n\n\nPROGRAM & APPLICATION TIMELINE\n\n - Program runs June 21 - August 13, 2027 (8 weeks, full-time, in our NYC office)\n\n - We review applications and conduct interviews on a rolling basis as they come in\n\n - No offer decisions will be made until the application window closes – all candidates are evaluated together before final decisions go out\n\n - We are targeting a finalized cohort by December 1, 2026\n\n - If there are intern spots still available, we may reopen applications in Spring 2027\n\n\n\nWork Authorization: OnePay will not sponsor applicants who need employment sponsored visas for this position. Future sponsorship will not be considered.\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"f8381aa6-f98f-402b-94f4-71658e871565","title":"Talent Operations Coordinator","department":"People","team":"Talent","employmentType":"FullTime","location":"Bangalore (Hybrid)","secondaryLocations":[],"publishedAt":"2026-10-19T06:44:55.129+00:00","isListed":true,"isRemote":null,"workplaceType":null,"address":{"postalAddress":{"addressRegion":"Karnataka","addressCountry":"India","addressLocality":"Bangalore"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/f8381aa6-f98f-402b-94f4-71658e871565","applyUrl":"https://jobs.ashbyhq.com/oneapp/f8381aa6-f98f-402b-94f4-71658e871565/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As our Talent Operations Coordinator, you’ll be the operational backbone of our hiring and onboarding efforts, blending hands-on coordination with process ownership. You’ll keep every candidate interaction running smoothly, make sure new hires start strong and stay supported after Day 1, and build the systems and data that help our teams scale. You will:
Master the art of interview scheduling across time zones, departments, and competing priorities with precision and efficiency
Own the interview lifecycle in Ashby end to end: keep stages, scorecards, and interviewer assignments accurate, and run regular data hygiene audits
Manage interviewer coordination and readiness, including scheduling, prep materials, feedback reminders, and calendar and room or video logistics
Be the go-to point of contact for candidates, providing clear communication, timely updates, and a professional experience throughout
Keep Ashby (our ATS) running smoothly and coordinate preboarding
Team up with the other Talent Operation team members to optimize processes, track key metrics, and turn recruiting data into actionable improvements
Get exposure to the broader People team and jump into various initiatives including talent research and onboarding support
Build and maintain templates, playbooks, and SOPs for scheduling, candidate communications, and preboarding to keep the process consistent and scalable
Track and report on core recruiting metrics (time to schedule, time to feedback, candidate NPS, offer acceptance rate) and flag bottlenecks
Partner with recruiters to source for a few select roles, including researching target companies, identifying and engaging prospects, and building talent pipelines
Plan and run post-onboarding sessions and check-ins, coordinating with managers, IT, and People Ops so new hires stay supported through their first weeks
Prepare presentations and training materials for onboarding and compliance programs.
We work smarter by leveraging AI. You should be comfortable with tools like Claude, Gemini, and Ashby's AI features, whether that's streamlining communication, automating repetitive tasks, or spotting efficiency wins. You'll help champion AI adoption across the talent team and find new opportunities to improve how we work.
4-7 years of experience in talent operations and recruiting coordination
Exceptional organizational skills with an operations-first mindset: you thrive on systems, processes, and keeping multiple moving parts running seamlessly
Outstanding written and verbal communication: you're articulate, clear, and professional in every interaction
An AI-native approach: you're already using tools like Claude and Gemini effectively and you're excited to expand their application
Proficiency with ATS platforms (Ashby experience is a plus) and Google Workspace
Drive and proactivity - everyone here is a builder and executor
Competitive salary, stock options, and benefits from Day 1
Comprehensive health insurance coverage (health insurance, accident and disability insurance, term life insurance), including mental health support and wellness programs
Hybrid work model (Bengaluru office three days a week), various time off programs (vacation, sick, other paid leaves, and paid regional holidays)
Monthly transport and work-from-home allowances
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\nAs our Talent Operations Coordinator, you’ll be the operational backbone of our hiring and onboarding efforts, blending hands-on coordination with process ownership. You’ll keep every candidate interaction running smoothly, make sure new hires start strong and stay supported after Day 1, and build the systems and data that help our teams scale. You will:\n\n - Master the art of interview scheduling across time zones, departments, and competing priorities with precision and efficiency\n\n - Own the interview lifecycle in Ashby end to end: keep stages, scorecards, and interviewer assignments accurate, and run regular data hygiene audits\n\n - Manage interviewer coordination and readiness, including scheduling, prep materials, feedback reminders, and calendar and room or video logistics\n\n - Be the go-to point of contact for candidates, providing clear communication, timely updates, and a professional experience throughout\n\n - Keep Ashby (our ATS) running smoothly and coordinate preboarding\n\n - Team up with the other Talent Operation team members to optimize processes, track key metrics, and turn recruiting data into actionable improvements\n\n - Get exposure to the broader People team and jump into various initiatives including talent research and onboarding support\n\n - Build and maintain templates, playbooks, and SOPs for scheduling, candidate communications, and preboarding to keep the process consistent and scalable\n\n - Track and report on core recruiting metrics (time to schedule, time to feedback, candidate NPS, offer acceptance rate) and flag bottlenecks\n\n - Partner with recruiters to source for a few select roles, including researching target companies, identifying and engaging prospects, and building talent pipelines\n\n - Plan and run post-onboarding sessions and check-ins, coordinating with managers, IT, and People Ops so new hires stay supported through their first weeks\n\n - Prepare presentations and training materials for onboarding and compliance programs.\n\n\n\n\nAI-NATIVE MINDSET\n\nWe work smarter by leveraging AI. You should be comfortable with tools like Claude, Gemini, and Ashby's AI features, whether that's streamlining communication, automating repetitive tasks, or spotting efficiency wins. You'll help champion AI adoption across the talent team and find new opportunities to improve how we work.\n\n\n\nYOU BRING\n\n - 4-7 years of experience in talent operations and recruiting coordination\n\n - Exceptional organizational skills with an operations-first mindset: you thrive on systems, processes, and keeping multiple moving parts running seamlessly\n\n - Outstanding written and verbal communication: you're articulate, clear, and professional in every interaction\n\n - An AI-native approach: you're already using tools like Claude and Gemini effectively and you're excited to expand their application\n\n - Proficiency with ATS platforms (Ashby experience is a plus) and Google Workspace\n\n - Drive and proactivity - everyone here is a builder and executor\n\n\nWHAT WE OFFER\n\n - Competitive salary, stock options, and benefits from Day 1\n\n - Comprehensive health insurance coverage (health insurance, accident and disability insurance, term life insurance), including mental health support and wellness programs\n\n - Hybrid work model (Bengaluru office three days a week), various time off programs (vacation, sick, other paid leaves, and paid regional holidays)\n\n - Monthly transport and work-from-home allowances\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"d76e6639-a175-4085-af02-f96a4c1c5093","title":"Software Engineer, @Work","department":"Engineering","team":"One@Work Engineering","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-09-24T23:11:43.570+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/d76e6639-a175-4085-af02-f96a4c1c5093","applyUrl":"https://jobs.ashbyhq.com/oneapp/d76e6639-a175-4085-af02-f96a4c1c5093/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
The @Work team is responsible for OnePay's employer benefit features, including Instapay, savings, and budgeting. As a Full Stack Engineer at OnePay, you will build simple and beautiful experiences for people's crucial daily interactions with their money, earnings, and pay schedules.
Lead technical design and implementation for projects powering our @work platform
Set architectural standards and ensure best practices in code quality, performance, and scalability
Partner closely with product, design, and operations to shape and deliver @Work product strategy
Oversee optimization of systems for reliability, security, and scalability
Own technical decision-making, balancing rapid delivery and sustainable solutions
7+ years of experience building and scaling distributed systems, high-throughput APIs, or data-intensive services
Solid hands-on full-stack engineering skills, with proficiency in backend architecture and modern frontend frameworks
Experience designing or working on reliable, secure, and high-performance systems -ideally in payments, EWA, or other regulated consumer finance domains
Clear communication skills and a collaborative working style
Initiative and growth mindset - eager to learn and contribute as a team player
We use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nThe @Work team is responsible for OnePay's employer benefit features, including Instapay, savings, and budgeting. As a Full Stack Engineer at OnePay, you will build simple and beautiful experiences for people's crucial daily interactions with their money, earnings, and pay schedules. \n\n\n\n\nWHAT YOU’LL DO\n\n - Lead technical design and implementation for projects powering our @work platform\n\n - Set architectural standards and ensure best practices in code quality, performance, and scalability\n\n - Partner closely with product, design, and operations to shape and deliver @Work product strategy\n\n - Oversee optimization of systems for reliability, security, and scalability\n\n - Own technical decision-making, balancing rapid delivery and sustainable solutions\n\n\n\n\nYOU BRING\n\n - 7+ years of experience building and scaling distributed systems, high-throughput APIs, or data-intensive services\n\n - Solid hands-on full-stack engineering skills, with proficiency in backend architecture and modern frontend frameworks\n\n - Experience designing or working on reliable, secure, and high-performance systems -ideally in payments, EWA, or other regulated consumer finance domains\n\n - Clear communication skills and a collaborative working style\n\n - Initiative and growth mindset - eager to learn and contribute as a team player\n\n\n\n\nTOOLS WE USE\n\nWe use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"45395ba3-6845-4707-ab55-4e0a4e4baffb","title":"Software Engineer, Credit Card","department":"Engineering","team":"Credit Card Engineering","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-09-30T18:50:22.380+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/45395ba3-6845-4707-ab55-4e0a4e4baffb","applyUrl":"https://jobs.ashbyhq.com/oneapp/45395ba3-6845-4707-ab55-4e0a4e4baffb/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As a Backend Engineer on the Credit Card team at OnePay, your work will directly shape the infrastructure behind our co-branded credit card product, holding the same bar for trust, security, and reliability as the rest of our financial ecosystem. You will:
Design and build backend services that power our co-branded credit card product and its integrations with partner systems
Architect APIs and event-driven systems that handle sensitive financial data securely at scale
Partner with risk, compliance, and platform teams to ensure new features meet regulatory and security requirements
Own reliability and performance for systems processing real-time credit transactions
Drive technical decisions on system design, balancing scalability, security, and speed of delivery
Mentor other engineers and raise the bar on code quality, testing, and operational practices across the team
3+ years of professional experience in backend or distributed systems development
Experience building and operating production-grade APIs and microservices in a regulated or high-compliance environment (fintech, payments, banking, or similar)
Proficiency in Node.js or similar modern backend frameworks (TypeScript, NestJS, Go, or Java)
Familiarity with cloud-native architecture (Kubernetes, AWS) and event-driven or microservice-based systems
Strong understanding of data security, PCI compliance, or similar standards protecting sensitive financial data
Strong communication and collaboration skills across product, risk, and platform teams
Drive and proactivity - everyone here is a builder and executor
We use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs a Backend Engineer on the Credit Card team at OnePay, your work will directly shape the infrastructure behind our co-branded credit card product, holding the same bar for trust, security, and reliability as the rest of our financial ecosystem. You will:\n\n - Design and build backend services that power our co-branded credit card product and its integrations with partner systems\n\n - Architect APIs and event-driven systems that handle sensitive financial data securely at scale\n\n - Partner with risk, compliance, and platform teams to ensure new features meet regulatory and security requirements\n\n - Own reliability and performance for systems processing real-time credit transactions\n\n - Drive technical decisions on system design, balancing scalability, security, and speed of delivery\n\n - Mentor other engineers and raise the bar on code quality, testing, and operational practices across the team\n\n\n\n\nYOU BRING\n\n - 3+ years of professional experience in backend or distributed systems development\n\n - Experience building and operating production-grade APIs and microservices in a regulated or high-compliance environment (fintech, payments, banking, or similar)\n\n - Proficiency in Node.js or similar modern backend frameworks (TypeScript, NestJS, Go, or Java)\n\n - Familiarity with cloud-native architecture (Kubernetes, AWS) and event-driven or microservice-based systems\n\n - Strong understanding of data security, PCI compliance, or similar standards protecting sensitive financial data\n\n - Strong communication and collaboration skills across product, risk, and platform teams\n\n - Drive and proactivity - everyone here is a builder and executor\n\n\n\n\nTOOLS WE USE\n\nWe use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"3139d69b-43a2-4dbd-811b-81b300bd8cef","title":"Product Manager, Credit Card","department":"Product","team":"Card","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-10-13T21:57:41.013+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/3139d69b-43a2-4dbd-811b-81b300bd8cef","applyUrl":"https://jobs.ashbyhq.com/oneapp/3139d69b-43a2-4dbd-811b-81b300bd8cef/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
Credit cards are one of the most powerful products in consumer finance, and OnePay has built one with Walmart. The program launched in 2025 and it's still early, which means you'll play a key role as this fast-growing portfolio matures. You'll own a large part of the card, from the first screen a customer sees to the economics behind every reward. You will:
Own the growth and performance of the card across the customer journey: acquisition, activation, and ongoing engagement.
Work on the rewards program and the economics behind it.
build and grow the product relationship with our partners, bringing data and a point of view to the decisions we make together.
Work with engineering and analytics to decide what to build, make the case for it, and monitor after launch.
Work directly with the Product Lead on priorities and run big parts of the roadmap yourself.
Ownership of a credit card product, or a real piece of one.
A working grasp of card economics (interchange, rewards cost, interest income, credit losses) and how issuers, networks, processors, and partners fit together.
Experience shipping with engineers, and comfort pulling and reading your own data.
Results you can put numbers on, like approval rates, activation, spend, or losses.
Experience working with partners outside your company, such as banks, card networks, or retailers.
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nCredit cards are one of the most powerful products in consumer finance, and OnePay has built one with Walmart. The program launched in 2025 and it's still early, which means you'll play a key role as this fast-growing portfolio matures. You'll own a large part of the card, from the first screen a customer sees to the economics behind every reward. You will:\n\n - Own the growth and performance of the card across the customer journey: acquisition, activation, and ongoing engagement.\n\n - Work on the rewards program and the economics behind it.\n\n - build and grow the product relationship with our partners, bringing data and a point of view to the decisions we make together.\n\n - Work with engineering and analytics to decide what to build, make the case for it, and monitor after launch.\n\n - Work directly with the Product Lead on priorities and run big parts of the roadmap yourself.\n\n\n\n\nYOU BRING\n\n - Ownership of a credit card product, or a real piece of one.\n\n - A working grasp of card economics (interchange, rewards cost, interest income, credit losses) and how issuers, networks, processors, and partners fit together.\n\n - Experience shipping with engineers, and comfort pulling and reading your own data.\n\n - Results you can put numbers on, like approval rates, activation, spend, or losses.\n\n - Experience working with partners outside your company, such as banks, card networks, or retailers.\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"a3d8c061-0ccc-4797-95bf-3d40428d5a18","title":"Security and Threat Operations Engineer","department":"Engineering","team":"Security & Threat Operations","employmentType":"FullTime","location":"Bangalore (Hybrid)","secondaryLocations":[],"publishedAt":"2026-11-02T15:15:23.333+00:00","isListed":true,"isRemote":null,"workplaceType":null,"address":{"postalAddress":{"addressRegion":"Karnataka","addressCountry":"India","addressLocality":"Bangalore"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/a3d8c061-0ccc-4797-95bf-3d40428d5a18","applyUrl":"https://jobs.ashbyhq.com/oneapp/a3d8c061-0ccc-4797-95bf-3d40428d5a18/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As a Security and Threat Operations Engineer at OnePay, your work will have a direct impact on protecting our fast-moving fintech environment. You will turn production signals into actionable detection, response, and hardening initiatives, partnering closely with Product Security, Platform Security, and Engineering teams. Your efforts will enable us to proactively identify, monitor, and stop compromised behaviors across OnePay's products and infrastructure, ensuring the continued safety and trust of our business and customers. You will:
Build and tune detections, alerts, and monitoring workflows across cloud, application, identity, and edge environments.
Review traffic patterns across APIs, authentication flows, and WAF telemetry to identify malicious activity, abuse patterns, and anomalous behavior.
Use AI responsibly as a force multiplier for triage, analysis, and workflow automation, while helping define guardrails for AI-enabled systems.
Help operate OnePay's vulnerability management program by triaging, prioritizing, and driving remediation for findings from Wiz, vulnerability scanning, and related workflows.
Develop Python-based tooling and automation to improve investigations, enrichment, response, and operational scale.
Partner with Product Security to translate threat models, security reviews, and product risks into production detections and response playbooks.
Investigate security events end to end, including triage, scoping, containment support, and follow-through on remediation.
Support vulnerability management and operational security practices in ways that align with PCI and SOC 2 expectations.
Participate in proactive threat hunting, detection improvement, and a 24x7 security incident response on-call rotation.
We use Node and TypeScript on the server, leveraging the NestJS framework within a microservice-oriented architecture running on Kubernetes and AWS. On the client side, we build and ship product features for iOS, Android, and web platforms using React Native. We also embrace AI-assisted development, so engineers have their choice of Claude Code or Cursor to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.
5+ years of experience in information security, threat detection, security operations, detection engineering, or incident response, ideally in a cloud-native or product-focused environment.
Strong experience investigating suspicious activity in web, API, authentication, and infrastructure telemetry, with the ability to distinguish attacker behavior from normal production noise.
Demonstrated ability to review traffic and event patterns for signs of malicious activity, fraud, account abuse, credential attacks, reconnaissance, and exploitation attempts.
Strong Python programming skills and the ability to write maintainable code for automation, enrichment, analysis, and security operations tooling.
Experience building and tuning detections in a SIEM or detection platform and working with observability and logging systems such as CloudWatch, Datadog, or similar platforms.
Experience operating or supporting a vulnerability management program, including triage, prioritization, remediation tracking, and stakeholder coordination.
Familiarity with cloud and application security findings from platforms such as Wiz, including CNAPP, runtime, code, and vulnerability scanning use cases.
Experience with at least one major cloud provider, preferably AWS.
Working knowledge of identity and access systems, modern authentication flows, and the security implications of internet-facing applications and APIs.
Strong understanding of threat modeling, risk prioritization, and practical security controls across applications, infrastructure, and cloud environments.
Practical experience using AI tools in security workflows, along with sound judgment about AI-specific risks such as prompt injection, data leakage, excessive tool access, and weak auditability.
Excellent analytical, communication, and cross-functional collaboration skills, especially in environments where security needs to move quickly with product and engineering teams.
Drive and proactivity - everyone here is a builder and executor
Competitive salary, stock options, and benefits from Day 1
Comprehensive health insurance coverage (health insurance, accident and disability insurance, term life insurance), including mental health support and wellness programs
Hybrid work model (Bengaluru office three days a week), various time off programs (vacation, sick, other paid leaves, and paid regional holidays)
Monthly transport and work-from-home allowances
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs a Security and Threat Operations Engineer at OnePay, your work will have a direct impact on protecting our fast-moving fintech environment. You will turn production signals into actionable detection, response, and hardening initiatives, partnering closely with Product Security, Platform Security, and Engineering teams. Your efforts will enable us to proactively identify, monitor, and stop compromised behaviors across OnePay's products and infrastructure, ensuring the continued safety and trust of our business and customers. You will:\n\n - Build and tune detections, alerts, and monitoring workflows across cloud, application, identity, and edge environments.\n\n - Review traffic patterns across APIs, authentication flows, and WAF telemetry to identify malicious activity, abuse patterns, and anomalous behavior.\n\n - Use AI responsibly as a force multiplier for triage, analysis, and workflow automation, while helping define guardrails for AI-enabled systems.\n\n - Help operate OnePay's vulnerability management program by triaging, prioritizing, and driving remediation for findings from Wiz, vulnerability scanning, and related workflows.\n\n - Develop Python-based tooling and automation to improve investigations, enrichment, response, and operational scale.\n\n - Partner with Product Security to translate threat models, security reviews, and product risks into production detections and response playbooks.\n\n - Investigate security events end to end, including triage, scoping, containment support, and follow-through on remediation.\n\n - Support vulnerability management and operational security practices in ways that align with PCI and SOC 2 expectations.\n\n - Participate in proactive threat hunting, detection improvement, and a 24x7 security incident response on-call rotation.\n\n\n\n\nTOOLS WE USE\n\nWe use Node and TypeScript on the server, leveraging the NestJS framework within a microservice-oriented architecture running on Kubernetes and AWS. On the client side, we build and ship product features for iOS, Android, and web platforms using React Native. We also embrace AI-assisted development, so engineers have their choice of Claude Code or Cursor to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.\n\n\n\n\nYOU BRING\n\n - 5+ years of experience in information security, threat detection, security operations, detection engineering, or incident response, ideally in a cloud-native or product-focused environment.\n\n - Strong experience investigating suspicious activity in web, API, authentication, and infrastructure telemetry, with the ability to distinguish attacker behavior from normal production noise.\n\n - Demonstrated ability to review traffic and event patterns for signs of malicious activity, fraud, account abuse, credential attacks, reconnaissance, and exploitation attempts.\n\n - Strong Python programming skills and the ability to write maintainable code for automation, enrichment, analysis, and security operations tooling.\n\n - Experience building and tuning detections in a SIEM or detection platform and working with observability and logging systems such as CloudWatch, Datadog, or similar platforms.\n\n - Experience operating or supporting a vulnerability management program, including triage, prioritization, remediation tracking, and stakeholder coordination.\n\n - Familiarity with cloud and application security findings from platforms such as Wiz, including CNAPP, runtime, code, and vulnerability scanning use cases.\n\n - Experience with at least one major cloud provider, preferably AWS.\n\n - Working knowledge of identity and access systems, modern authentication flows, and the security implications of internet-facing applications and APIs.\n\n - Strong understanding of threat modeling, risk prioritization, and practical security controls across applications, infrastructure, and cloud environments.\n\n - Practical experience using AI tools in security workflows, along with sound judgment about AI-specific risks such as prompt injection, data leakage, excessive tool access, and weak auditability.\n\n - Excellent analytical, communication, and cross-functional collaboration skills, especially in environments where security needs to move quickly with product and engineering teams.\n\n - Drive and proactivity - everyone here is a builder and executor\n\n\n\n\nWHAT WE OFFER\n\n - Competitive salary, stock options, and benefits from Day 1\n\n - Comprehensive health insurance coverage (health insurance, accident and disability insurance, term life insurance), including mental health support and wellness programs\n\n - Hybrid work model (Bengaluru office three days a week), various time off programs (vacation, sick, other paid leaves, and paid regional holidays)\n\n - Monthly transport and work-from-home allowances\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n \n \n \n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"18b45262-c4d8-4cbe-b773-f552c38223fa","title":"Software Engineer, Banking","department":"Engineering","team":"Banking & Core App Engineering","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-10-20T04:08:39.864+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/18b45262-c4d8-4cbe-b773-f552c38223fa","applyUrl":"https://jobs.ashbyhq.com/oneapp/18b45262-c4d8-4cbe-b773-f552c38223fa/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As a Software Engineer on the Banking team at OnePay, your work will have a direct impact on how people access, move, and manage their money, driving everything from the design of scalable banking services to the reliability of real-time money movement that help our customers trust us with their finances. You will:
Lead technical design and delivery of banking features that scale with our growing customer base and support a seamless mobile experience
Set architectural standards and best practices for code quality, performance, security, and reliability across our banking services
Own the technical approach to complex challenges at scale, including sensitive financial data and real-time money movement
Mentor and grow engineers through design reviews, code reviews, and hands-on collaboration on tough problems
Partner closely with product, design, risk, and compliance to shape the roadmap and turn it into high-quality, shipped software
Create and maintain clear documentation, a must-have for a growing, remote organization
7+ years of professional experience in backend or full-stack software engineering, including technical leadership of projects or teams
Proven success designing, building, and scaling production-grade APIs and distributed systems, ideally in banking, payments, or other regulated financial services
Experience with sensitive financial data and money movement systems, such as ledgers, account management, ACH, or card processing
Proficiency in Node.js and TypeScript or similar modern backend frameworks, and familiarity with microservices, Kubernetes, and AWS
Experience with mobile or user-facing applications, ideally React Native, is a plus
Strong communication and collaboration skills, with a track record of mentoring engineers and driving technical decisions across teams
Drive and proactivity - everyone here is a builder and executor
We use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs a Software Engineer on the Banking team at OnePay, your work will have a direct impact on how people access, move, and manage their money, driving everything from the design of scalable banking services to the reliability of real-time money movement that help our customers trust us with their finances. You will:\n\n - Lead technical design and delivery of banking features that scale with our growing customer base and support a seamless mobile experience\n\n - Set architectural standards and best practices for code quality, performance, security, and reliability across our banking services\n\n - Own the technical approach to complex challenges at scale, including sensitive financial data and real-time money movement\n\n - Mentor and grow engineers through design reviews, code reviews, and hands-on collaboration on tough problems\n\n - Partner closely with product, design, risk, and compliance to shape the roadmap and turn it into high-quality, shipped software\n\n - Create and maintain clear documentation, a must-have for a growing, remote organization\n\n\nYOU BRING\n\n - 7+ years of professional experience in backend or full-stack software engineering, including technical leadership of projects or teams\n\n - Proven success designing, building, and scaling production-grade APIs and distributed systems, ideally in banking, payments, or other regulated financial services\n\n - Experience with sensitive financial data and money movement systems, such as ledgers, account management, ACH, or card processing\n\n - Proficiency in Node.js and TypeScript or similar modern backend frameworks, and familiarity with microservices, Kubernetes, and AWS\n\n - Experience with mobile or user-facing applications, ideally React Native, is a plus\n\n - Strong communication and collaboration skills, with a track record of mentoring engineers and driving technical decisions across teams\n\n - Drive and proactivity - everyone here is a builder and executor\n\n\n\n\nTOOLS WE USE\n\nWe use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"8c684117-d4a2-4fdc-847d-2f3d54364b22","title":"Creator Marketing Manager","department":"Marketing","team":"Marketing","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-10-09T20:22:57.327+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/8c684117-d4a2-4fdc-847d-2f3d54364b22","applyUrl":"https://jobs.ashbyhq.com/oneapp/8c684117-d4a2-4fdc-847d-2f3d54364b22/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As a Creator Marketing Manager at OnePay, you'll help build our creator program from the ground up — and own the execution that makes it run. You'll keep every campaign moving, every piece of content compliant, every creator relationship warm, and every piece of data organized, working directly with the creator lead and our external agency so nothing falls through the cracks from brief to post to report. You will:
Coordinate campaign execution end-to-end — including creator briefings, follow-ups, and deadlines from brief through content review, approval, and publishing
Track deliverables across active campaigns, flagging delays before they become problems
Run first-pass content reviews against brand guidelines and briefs, flagging FTC disclosure, platform policy, or brand safety risks
Route content through legal and compliance review, maintaining version control and a running record of approvals and sign-offs
Build and maintain the creator database — contacts, rates, audience data, performance history, and contract status
Compile post-campaign performance data and support recap reports with metrics, screenshots, and insights
Research and surface potential creator partners aligned to campaign briefs and audience fit
Coordinate creator contracts and payment processing in partnership with Legal and Finance
5+ years of experience in creator or influencer marketing, either at a creator/influencer agency or in an in-house brand role
Deep YouTube expertise — you know the creator ecosystem inside and out, and instinctively prioritize YouTube-native creators over those who simply cross-post
Experience working with external agencies specifically managing new workflows and developing processes
Strong creator marketing instincts. You understand what makes creator content feel authentic and platform-native versus overly scripted or “brand-y”, and you know how to balance a creator’s voice with the needs of the brand.
Exceptional project ownership. You naturally create structure where it doesn’t exist. You build a tracker before anyone asks, anticipate dependencies, flag risks early, keep stakeholders aligned, and follow through until the work is actually done.
Familiarity with major social platforms and creator content norms across TikTok, Instagram, and YouTube
Working knowledge of FTC disclosure requirements for sponsored content
Drive and proactivity - everyone here is a builder and executor
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs a Creator Marketing Manager at OnePay, you'll help build our creator program from the ground up — and own the execution that makes it run. You'll keep every campaign moving, every piece of content compliant, every creator relationship warm, and every piece of data organized, working directly with the creator lead and our external agency so nothing falls through the cracks from brief to post to report. You will:\n\n - Coordinate campaign execution end-to-end — including creator briefings, follow-ups, and deadlines from brief through content review, approval, and publishing\n\n - Track deliverables across active campaigns, flagging delays before they become problems\n\n - Run first-pass content reviews against brand guidelines and briefs, flagging FTC disclosure, platform policy, or brand safety risks\n\n - Route content through legal and compliance review, maintaining version control and a running record of approvals and sign-offs\n\n - Build and maintain the creator database — contacts, rates, audience data, performance history, and contract status\n\n - Compile post-campaign performance data and support recap reports with metrics, screenshots, and insights\n\n - Research and surface potential creator partners aligned to campaign briefs and audience fit\n\n - Coordinate creator contracts and payment processing in partnership with Legal and Finance\n\n\n\n\nYOU BRING\n\n - 5+ years of experience in creator or influencer marketing, either at a creator/influencer agency or in an in-house brand role\n\n - Deep YouTube expertise — you know the creator ecosystem inside and out, and instinctively prioritize YouTube-native creators over those who simply cross-post\n\n - Experience working with external agencies specifically managing new workflows and developing processes\n\n - Strong creator marketing instincts. You understand what makes creator content feel authentic and platform-native versus overly scripted or “brand-y”, and you know how to balance a creator’s voice with the needs of the brand.\n\n - Exceptional project ownership. You naturally create structure where it doesn’t exist. You build a tracker before anyone asks, anticipate dependencies, flag risks early, keep stakeholders aligned, and follow through until the work is actually done.\n\n - Familiarity with major social platforms and creator content norms across TikTok, Instagram, and YouTube\n\n - Working knowledge of FTC disclosure requirements for sponsored content\n\n - Drive and proactivity - everyone here is a builder and executor\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"bf8d0577-ad06-40ee-935f-552f67df23da","title":"Technical Program Manager, MarTech & Mobile Measurement","department":"Engineering","team":"Payments, Servicing & Growth Engineering","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-10-27T15:42:20.684+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/bf8d0577-ad06-40ee-935f-552f67df23da","applyUrl":"https://jobs.ashbyhq.com/oneapp/bf8d0577-ad06-40ee-935f-552f67df23da/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
Our growth stack has a lot of moving parts. The app and the website send events through a customer data platform to the ad platforms, our mobile measurement partners and the data warehouse. Most launches touch several of those systems and a few different teams.
You'll own the growth roadmap and work day to day with the MarTech and growth engineers who build and maintain all of this. Your job is to keep launches moving, make sure they get properly tested, and make sure the numbers on the other side can be trusted.
Own the growth roadmap. Turn requests from marketing, paid media and product into scoped tickets with clear owners and dates. Keep the roadmap, runbooks and data flow docs current, and automate the repetitive parts with scripts or AI tools.
Lead testing and QA with the MarTech and growth engineers. Write test plans, check changes in staging and on test devices before they ship, and confirm they worked after launch.
Keep data flowing into paid media. Manage customer data platform destinations, audience syncs, reverse ETL and server-side events. Watch for dropped events, low match rates and schema drift, and write or tweak simple scripts when a setting isn't enough.
Own our relationship with the mobile measurement partners. Debug attribution problems, keep SDK and ad network integrations healthy, and handle support escalations, renewals and roadmap requests.
Keep tracking specs consistent across the app, the website, the customer data platform and web analytics, and dig in when numbers from different sources don't match.
Run SDK upgrades, attribution migrations and new vendor onboarding from evaluation through cutover, with a rollback plan.
Support paid and acquisition work across search, social, app-install networks, app store search ads and affiliates, including click ID plumbing, exclusion lists and test setup.
Bring Privacy and Legal in early, so consent, data-sharing limits and data subject requests are part of the plan and not a surprise at launch.
8+ years in technical program management, supporting growth, performance marketing, martech or data teams.
Hands-on time with a customer data platform. You've connected it to several ad platforms, mapped and filtered events, and synced audiences with consent rules applied. You can read a tracking plan or a destination config and spot where a launch will break.
Experience with a mobile measurement partner and a good grasp of attribution: click IDs, ATT and SKAdNetwork, view-through versus click-through, and platform-reported versus first-party conversions. You've debugged discrepancies and dealt with the vendor directly.
Experience doing testing and QA with engineers on tracking or integration launches: test plans, staging checks, debug tools, test devices, and regression checks after SDK or release changes.
You write SQL and pull your own numbers.
A track record of running programs across engineering, design, data and marketing, with clear specs, honest status updates and a written record of decisions.
Good judgment on priorities, and comfort saying no. You're fine with ambiguity and with working asynchronously on a remote-first team.
Experience at a consumer fintech or another regulated company.
Reverse ETL into paid media (conversion APIs, offline conversions, audience uploads) and keeping it healthy: match rates, deduplication, delays and dropped events.
Reading and writing simple scripts in JavaScript or Liquid, for example to transform an event payload or build a template.
Experience with a cloud data warehouse.
A working understanding of marketing privacy rules: consent, CCPA and similar state laws, GLBA, and limits on sharing customer data with ad platforms. You know when to ask Legal.
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nOur growth stack has a lot of moving parts. The app and the website send events through a customer data platform to the ad platforms, our mobile measurement partners and the data warehouse. Most launches touch several of those systems and a few different teams.\n\nYou'll own the growth roadmap and work day to day with the MarTech and growth engineers who build and maintain all of this. Your job is to keep launches moving, make sure they get properly tested, and make sure the numbers on the other side can be trusted.\n\n\n\n\nWHAT YOU'LL DO\n\n - Own the growth roadmap. Turn requests from marketing, paid media and product into scoped tickets with clear owners and dates. Keep the roadmap, runbooks and data flow docs current, and automate the repetitive parts with scripts or AI tools.\n\n - Lead testing and QA with the MarTech and growth engineers. Write test plans, check changes in staging and on test devices before they ship, and confirm they worked after launch.\n\n - Keep data flowing into paid media. Manage customer data platform destinations, audience syncs, reverse ETL and server-side events. Watch for dropped events, low match rates and schema drift, and write or tweak simple scripts when a setting isn't enough.\n\n - Own our relationship with the mobile measurement partners. Debug attribution problems, keep SDK and ad network integrations healthy, and handle support escalations, renewals and roadmap requests.\n\n - Keep tracking specs consistent across the app, the website, the customer data platform and web analytics, and dig in when numbers from different sources don't match.\n\n - Run SDK upgrades, attribution migrations and new vendor onboarding from evaluation through cutover, with a rollback plan.\n\n - Support paid and acquisition work across search, social, app-install networks, app store search ads and affiliates, including click ID plumbing, exclusion lists and test setup.\n\n - Bring Privacy and Legal in early, so consent, data-sharing limits and data subject requests are part of the plan and not a surprise at launch.\n\n\n\n\nYOU BRING\n\n - 8+ years in technical program management, supporting growth, performance marketing, martech or data teams.\n\n - Hands-on time with a customer data platform. You've connected it to several ad platforms, mapped and filtered events, and synced audiences with consent rules applied. You can read a tracking plan or a destination config and spot where a launch will break.\n\n - Experience with a mobile measurement partner and a good grasp of attribution: click IDs, ATT and SKAdNetwork, view-through versus click-through, and platform-reported versus first-party conversions. You've debugged discrepancies and dealt with the vendor directly.\n\n - Experience doing testing and QA with engineers on tracking or integration launches: test plans, staging checks, debug tools, test devices, and regression checks after SDK or release changes.\n\n - You write SQL and pull your own numbers.\n\n - A track record of running programs across engineering, design, data and marketing, with clear specs, honest status updates and a written record of decisions.\n\n - Good judgment on priorities, and comfort saying no. You're fine with ambiguity and with working asynchronously on a remote-first team.\n\n\n\n\nNICE TO HAVE\n\n - Experience at a consumer fintech or another regulated company.\n\n - Reverse ETL into paid media (conversion APIs, offline conversions, audience uploads) and keeping it healthy: match rates, deduplication, delays and dropped events.\n\n - Reading and writing simple scripts in JavaScript or Liquid, for example to transform an event payload or build a template.\n\n - Experience with a cloud data warehouse.\n\n - A working understanding of marketing privacy rules: consent, CCPA and similar state laws, GLBA, and limits on sharing customer data with ad platforms. You know when to ask Legal.\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."},{"id":"2c4da9b5-30c0-46fd-aae4-2b31f02ee9f4","title":"AEO/SEO Content Writer","department":"Marketing","team":"Marketing","employmentType":"FullTime","location":"United States (Remote)","secondaryLocations":[],"publishedAt":"2026-10-29T16:08:06.696+00:00","isListed":true,"isRemote":true,"workplaceType":"Remote","address":{"postalAddress":{"addressCountry":"USA"}},"jobUrl":"https://jobs.ashbyhq.com/oneapp/2c4da9b5-30c0-46fd-aae4-2b31f02ee9f4","applyUrl":"https://jobs.ashbyhq.com/oneapp/2c4da9b5-30c0-46fd-aae4-2b31f02ee9f4/application","descriptionHtml":"OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As an AEO/SEO Content Writer at OnePay, you’ll own the words behind our blog and landing pages, turning banking, credit building, investing, and rewards into content that’s clear, accurate, and impossible to bounce from, and that ranks.
This isn’t “write and publish.” You’ll work from keyword and search-intent research, move through a regulated-industry editorial process, and keep iterating based on what performs. You’ll work alongside our in-house SEO Lead and external SEO agency, turning their research and strategy into copy that’s ready to publish and built to win.
If you’ve written for a bank, fintech, or other regulated financial brand and know how to balance compliance, clarity, and conversion, this is your role. You will:
Write blog posts and landing page copy for OnePay’s core products: banking, credit building, credit cards, investing, crypto, and rewards
Turn keyword research and search-intent briefs into sharp outlines, then into polished, published copy
Build landing pages that convert, with clear value props, scannable structure, and calls to action people click
Partner with SEO and growth to spot content gaps and prioritize topics by traffic and business impact
Work with Legal and Compliance so every piece is accurate and properly reviewed before it goes live
Shape and evolve the OnePay voice: approachable, plain-spoken, never jargon-heavy, even when the topic is technical
Refresh existing content as search performance, products, and regulations change
Dig into analytics and SEO tools, then use what you learn to make the next brief better
5+ years as an SEO or content writer, with a published portfolio that performs in search
Experience writing for a fintech, bank, credit union, or other regulated financial company, including compliance review cycles and working directly with Legal and Compliance on approvals
Strong on-page SEO: keyword research, search intent, internal linking, metadata, and content structure, plus fluency with tools like Ahrefs/Semrush, Google Search Console, and a modern CMS
Writes conversion-focused landing page copy, not just blog posts that rank, and works from SEO briefs without losing voice or clarity
Sharp editor with obsessive accuracy on numbers, terms, and disclosures, who can explain credit building, investing basics, BNPL, and rewards simply without dumbing them down
Curious about where search is headed (AI Overviews, ChatGPT, Claude, Perplexity), and willing to partner with PR on on-brand, review-ready LinkedIn copy
Drive and proactivity - everyone here is a builder and executor
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Our process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.
","descriptionPlain":"ABOUT ONEPAY\n\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\n\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\n\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\n\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\n\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\n\n - Ready to run\n\n - Hungry and driven by urgency\n\n - Exceptional at what they do, with low ego\n\n - Comfortable operating in motion\n\n\n\n\nTHE ROLE\n\nAs an AEO/SEO Content Writer at OnePay, you’ll own the words behind our blog and landing pages, turning banking, credit building, investing, and rewards into content that’s clear, accurate, and impossible to bounce from, and that ranks.\n\nThis isn’t “write and publish.” You’ll work from keyword and search-intent research, move through a regulated-industry editorial process, and keep iterating based on what performs. You’ll work alongside our in-house SEO Lead and external SEO agency, turning their research and strategy into copy that’s ready to publish and built to win.\n\nIf you’ve written for a bank, fintech, or other regulated financial brand and know how to balance compliance, clarity, and conversion, this is your role. You will:\n\n - Write blog posts and landing page copy for OnePay’s core products: banking, credit building, credit cards, investing, crypto, and rewards\n\n - Turn keyword research and search-intent briefs into sharp outlines, then into polished, published copy\n\n - Build landing pages that convert, with clear value props, scannable structure, and calls to action people click\n\n - Partner with SEO and growth to spot content gaps and prioritize topics by traffic and business impact\n\n - Work with Legal and Compliance so every piece is accurate and properly reviewed before it goes live\n\n - Shape and evolve the OnePay voice: approachable, plain-spoken, never jargon-heavy, even when the topic is technical\n\n - Refresh existing content as search performance, products, and regulations change\n\n - Dig into analytics and SEO tools, then use what you learn to make the next brief better\n\n\n\n\nYOU BRING\n\n - 5+ years as an SEO or content writer, with a published portfolio that performs in search\n\n - Experience writing for a fintech, bank, credit union, or other regulated financial company, including compliance review cycles and working directly with Legal and Compliance on approvals\n\n - Strong on-page SEO: keyword research, search intent, internal linking, metadata, and content structure, plus fluency with tools like Ahrefs/Semrush, Google Search Console, and a modern CMS\n\n - Writes conversion-focused landing page copy, not just blog posts that rank, and works from SEO briefs without losing voice or clarity\n\n - Sharp editor with obsessive accuracy on numbers, terms, and disclosures, who can explain credit building, investing basics, BNPL, and rewards simply without dumbing them down\n\n - Curious about where search is headed (AI Overviews, ChatGPT, Claude, Perplexity), and willing to partner with PR on on-brand, review-ready LinkedIn copy\n\n - Drive and proactivity - everyone here is a builder and executor\n\n\n\n\nWHAT WE OFFER\n\n - Competitive base salary, stock options, and health benefits from Day 1\n\n - 401(k) plan with company match\n\n - Remote-friendly (US), flexible time off (FTO), and opportunities for growth\n\n - A high-growth, mission-driven, inclusive culture where your work has real impact\n\n\n\n\nSTANDARD INTERVIEW PROCESS\n\nOur process varies by role. Most candidates go through:\n\n - AI-assisted initial screen\n\n - Interview with Talent Partner\n\n - Technical or Hiring Manager Interview\n\n - Team Interview\n\n - Executive Interview\n\n - Offer!\n\n\n\n\nEQUAL EMPLOYMENT OPPORTUNITY\n\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com."}],"apiVersion":"1"}